Meet Kudos AI: Your Finances, On Demand
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to save $70 when you sign up:

$50 off a Premium plan

$20 back after your first eligible Kudos Boost purchase of $30+

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$100 Kudos Kickstart+: Unlock $100 in Kickstart+ by adding select eligible cards to your Kudos Wallet.
Welcome offer guarantee: Found a better offer within 3 months? We’ll match it.
Approval odds: Get the most detailed analysis based on your credit report
$100 Kudos Kickstart+
Welcome offer guarantee
Comprehensive approval odds
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Use code:
GET70

to save $70 when you sign up:

$50 off a Premium plan

$20 back after your first eligible Kudos Boost purchase of $30+

Get Started For Free
Join 400,000+ members simplifying their finances & maximizing their card rewards
Join 400,000+ members simplifying their finances
Maximize card rewards
Stay on top of your finances
Discover new credit cards
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Fact Checked
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Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

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Meet Kudos AI: Your Finances, On Demand

Kudos AI is live in 2026: Ask about your spending, subscriptions & best rewards cards!

July 1, 2025

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Kudos AI is live.

It knows your cards, your bills, your subscriptions, and your spending. And now you can ask it anything.

It's the newest reason to go Premium and if you're already a Kudos Premium or Lifetime member, it's in your account right now. No setup. No waitlist. Just open your wallet and start asking.

What can you actually do with it?

Kudos AI is built around the financial data you've already connected. That means it can answer questions that actually matter to you, not generic advice pulled from a search engine.

A few things you can ask right now:

  • Where did I spend most this month? Get a clear spending breakdown by category so you know exactly where your money went.
  • What are my recurring payments? See all your subscriptions and bills in one place. No more surprises.
  • Am I using the right cards? Kudos AI will match your recent spending to your best rewards options and tell you where you're leaving money on the table.
  • Any offers I should activate? Surface card-linked offers you might be missing before they expire.
  • Show me the damage this month. Compare your current month's spending to last month at a glance.

Introducing the Kudos Location Cheatsheet: The Best Card Near You, Always

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

If you've used MariaGPT in the Kudos app before, think of Kudos AI as what it's grown into: less Q&A, more your actual financial picture.

This is just the beginning

Kudos AI is the first of several updates rolling out to Kudos Premium and Lifetime members. 

Up next: flight and hotel price monitoring, and community leaderboards that show the total value your network has generated.

The more you use it, the smarter it gets about your specific situation. Ask broad questions. Ask specific ones. It's there.

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Kudos Tip

Get $15 off Apple One with your Chase Sapphire Reserve

Refer a friend, get more out of it

Kudos AI comes with a usage cap. Every successful referral raises that cap and earns you up to $70 in Boost — $50 when they join Premium, $20 when they make their first Boost purchase. Here's exactly how it works →

Share your referral link →

Ready to try it? Open Kudos AI in your wallet →

Not a Kudos Lifetime member yet? Sign up →

More:

Unlock your extra benefits when you become a Kudos member

$100 Kudos Kickstart+: Unlock $100 in Kickstart+ Rewards by adding select approved cards to your Kudos Wallet.
Welcome offer guarantee: Found a better public welcome offer in your first 3 months? We'll match it.
Approval odds: See exactly which cards you'll likely qualify for, based on your credit report.
Create a free account
Save up to $70 when you join Kudos with code GET70$50 off Kudos Premium, plus $20 after your first eligible Kudos Boost purchase of $30+

Turn your online shopping into even more rewards

Stack your rewards like a pro: Earn even more, on top of your credit card’s rewards, just by shopping with Kudos.
Maximize rewards without thinking twice: At checkout, Kudos autofills your best card, so you always earn the most rewards.
Add to Chrome—it’s Free
Maximize your wallet beyond shopping. Kudos helps you track your spending, stay on top of your credit card perks, and provides you actionable insights based on your spend.

Join over 400,000 members simplifying their finances

Maximize card rewards: Earn Kudos Boost rewards when you shop at your favorite stores.
Stay on top of your finances: Monitor your transactions, spend, and credit score.
Discover new credit cards: Get personally matched for a card that will earn you the most based on your spend history.
Create a free account
Save up to $70 when you join Kudos with code GET70 — $50 off Kudos Premium, plus $20 after your first eligible Kudos Boost purchase of $30+

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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