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Aeroplan® Credit Card Review: Your Complete Guide to Air Canada's Premium Travel Card
February 6, 2025
What Is the Aeroplan® Credit Card?
The Aeroplan® Credit Card, issued by Chase in partnership with Air Canada, is a premium travel rewards card designed for frequent travelers to Canada and beyond. Launched through a collaboration between JPMorgan Chase Bank and Air Canada, this card serves as a gateway to the extensive Aeroplan program, offering cardholders the ability to earn valuable Aeroplan points on everyday purchases while enjoying premium travel perks.
Aeroplan® Credit Card Pros & Cons
Pros:
- Generous welcome bonus offer with achievable spending requirements
- Earn 3X points on dining, groceries, and Air Canada purchases
- Automatic Aeroplan 25K Elite Status for the first year
- Access to preferred pricing on Air Canada flight rewards
- Maple Leaf Lounge access when flying Air Canada
- Free first checked bag for cardholder and up to 8 companions
- Annual companion pass after $4,000 spend
- No foreign transaction fees
- Comprehensive insurance coverage including auto rental collision damage waiver
Cons:
- Annual fee of $95 not waived first year
- Limited redemption options outside of Air Canada and partner airlines
- Higher points requirements for premium cabin redemptions compared to some competitors
- Partner booking fees can add up
Who Is the Aeroplan® Credit Card For?
The Aeroplan® Credit Card is ideally suited for:
- Frequent travelers to Canada and Air Canada loyal customers
- Those who value airline elite status benefits
- Shoppers who frequently use the Aeroplan eStore
- Travelers seeking comprehensive insurance coverage
- Families looking to pool points through Aeroplan family sharing
Comparing the Aeroplan® Credit Card with Other Options
When considering the Aeroplan® Credit Card, it's helpful to compare it with other popular options in the premium travel card category:
The Platinum Card® from American Express (rates & fees):
- Annual fee: $695
- Welcome offer: Substantial points bonus after meeting spending requirements
- Key rewards: 5X points on flights and prepaid hotels booked through Amex Travel
- Standout feature: Extensive airport lounge access and hotel elite status
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Capital One Venture X Rewards Credit Card (rates & fees):
- Annual fee: $395
- Sign-up bonus: Large miles bonus after meeting spending requirements
- Key rewards: 10X miles on hotels and rental cars, 5X on vacation rentals and flights booked through Capital One Travel
- Standout feature: Annual travel credit and 10,000 bonus miles each account anniversary
- Annual fee: $550
- Sign-up bonus: Substantial points bonus after meeting spending requirements
- Key rewards: 3X points on travel and dining
- Standout feature: $300 annual travel credit and 50% more value when redeeming points for travel through Chase TravelSM
Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.
Key Takeaways:
- Aeroplan® Credit Card excels in offering cardholders the ability to earn valuable Aeroplan points on everyday purchases while enjoying premium travel perks
- The Platinum Card® from American Express offers premium travel perks
- Capital One Venture X provides high rewards on travel bookings
- Chase Sapphire Reserve® features flexible travel credits and point redemptions
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Consider Using Kudos
To maximize your rewards with the Aeroplan® Credit Card, consider downloading Kudos, a free AI-powered shopping assistant.
Kudos can help you:
- Track your spending categories to maximize 3X points earning
- Identify bonus opportunities through the Aeroplan eStore
- Stack rewards with other programs
- Get notifications about Flash Boost events
If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.
Our Expert Takeaway
The Aeroplan® Credit Card offers compelling value for frequent Air Canada travelers and those who regularly visit Canada. With its combination of elite status benefits, anniversary bonus, and strong earning rates on everyday purchases, it can easily justify its annual fee for the right user.
The addition of comprehensive insurance coverage, including collision damage waiver and visa purchase protection, makes it a solid choice for international travelers.
Aeroplan® Credit Card FAQ
What is the current welcome bonus?
New cardmembers can earn up to 75,000 Aeroplan points after meeting tiered spending requirements within the first 6 months.
How do I earn status qualifying miles?
You earn 1,000 Status Qualifying Miles (SQM) for every $5,000 spent on the card.
Can I transfer Ultimate Rewards points to Aeroplan?
Yes, Chase Ultimate Rewards points transfer 1:1 to Aeroplan instantly.
What are the priority airport services included?
Cardholders receive priority check-in, priority boarding, and priority baggage handling when flying Air Canada.
How does the companion pass work?
After spending $4,000 in a calendar year, you earn a companion pass valid for a companion to travel for a fixed fare in economy class.
Is there a Nexus application fee rebate?
Yes, cardholders receive a statement credit for a NEXUS application fee once every 4 years.
How does Aeroplan family sharing work with the card?
You can pool points with up to 8 family members through Aeroplan's family sharing program, making it easier to accumulate points for rewards.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
