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AmaZing Rewards for Business Credit Card Review: Maximize Your Business Rewards
What Is the AmaZing Rewards for Business Credit Card?
The AmaZing Rewards for Business Credit Card is a versatile financial tool designed to meet the diverse needs of small business owners and entrepreneurs. This business rewards credit card offers a compelling combination of cash back on everyday business purchases, bonus points in select business categories, and a range of additional perks that can significantly benefit your company's bottom line.
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AmaZing Rewards for Business Pros & Cons
To help you make an informed decision, let's examine the key advantages and potential drawbacks of the AmaZing Rewards for Business Credit Card:
Pros:
- Generous cash back rewards on common business expenses
- No annual fee, maximizing your savings
- Multiple additional point bonuses in popular business categories
- Free employee cards to streamline expense management
- No foreign transaction fees for international business travel
Cons:
- Higher credit score requirements may limit accessibility
- Redemption options may be less flexible compared to some competitors
- Lack of premium travel perks found in higher-tier business credit cards
Who Is the AmaZing Rewards for Business Credit Card For?
The AmaZing Rewards for Business Credit Card is ideally suited for:
- Small business owners seeking to maximize rewards on everyday business purchases
- Entrepreneurs who frequently spend on office supplies, shipping, and software subscriptions
- Companies with moderate travel needs but without the desire for premium travel benefits
- Businesses looking to avoid annual fees while still earning substantial rewards
- Organizations that want to provide employees with cards for streamlined expense tracking
Comparing the AmaZing Rewards for Business With Other Credit Cards
When considering the AmaZing Rewards for Business Credit Card, it's helpful to compare it with other popular options in the business credit card category:
Capital One Venture X Business (rates & fees):
- Annual fee: $395
- Sign-up bonus: Substantial miles bonus after meeting spending requirements
- Key rewards: 10X miles on hotels and rental cars, and 5X on flights and vacation rentals booked through Capital One Travel
- Standout feature: 10,000 bonus miles each account anniversary
Ink Business Preferred® Credit Card:
- Annual fee: $95
- Sign-up bonus: Large points bonus after meeting spending requirements
- Key rewards: 3X points on travel, shipping, internet, cable, phone services, and advertising purchases made with social media sites and search engines on the first $150,000 spent
- Standout feature: Cell phone protection when you pay your monthly cell phone bill with your card
The Business Platinum Card® from American Express (rates & fees):
- Annual fee: $695
- Welcome offer: Substantial points bonus after meeting spending requirements
- Key rewards: 5X points on flights and prepaid hotels booked through Amex Travel, 1.5X points on eligible purchases of $5,000 or more
- Standout feature: Access to over 1,400 airport lounges worldwide
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.
Key Takeaways:
- AmaZing Rewards for Business excels in offering a compelling combination of cash back on everyday business purchases
- Capital One Venture X Business offers high travel rewards
- Ink Business Preferred® provides strong points on business-related categories
- The Business Platinum Card® from American Express features premium travel perks
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Consider Using Kudos to Maximize Your Rewards
While the AmaZing Rewards for Business Credit Card offers substantial benefits, savvy business owners should consider leveraging additional tools to maximize their rewards. Kudos, a free AI-powered browser extension, can help you get the most out of your credit cards when shopping online.
Kudos works with over 15,000 stores and provides personalized credit card recommendations for each purchase. This ensures you're always using the best card to earn the most rewards, points, or cash back based on your spending patterns. Additionally, Kudos offers exclusive "Flash Boost" events where you can multiply your rewards up to 5X, unlocking even more savings for your business.
If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. They're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.
Our Expert Takeaway
The AmaZing Rewards for Business Credit Card presents a compelling option for small business owners and entrepreneurs seeking to maximize their rewards on everyday business expenses. With its no-annual-fee structure, generous cash back rates in popular business categories, and additional perks like free employee cards, this card can significantly benefit your company's financial strategy.
However, it's essential to consider your specific business needs and spending patterns when choosing a credit card. While the AmaZing Rewards for Business Credit Card excels in many areas, it may not be the best fit for businesses requiring premium travel benefits or those with very high monthly expenses.
To truly optimize your rewards strategy, consider pairing the AmaZing Rewards for Business Credit Card with tools like Kudos. This combination can help ensure you're always using the right card for each purchase and maximizing your potential rewards across all your business spending.
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AmaZing Rewards for Business FAQ
How does the AmaZing Rewards for Business card earn rewards?
The AmaZing Rewards for Business Credit Card typically offers a base rate of cash back on all purchases, with higher rates in select business categories such as office supplies, shipping, and software subscriptions. Exact rates may vary, so check the current offer for details.
Are there any spending limits on bonus categories?
Some business credit cards impose quarterly or annual caps on bonus category earnings. Check the card's terms and conditions for any applicable limits.
Can I get additional cards for my employees?
Yes, the AmaZing Rewards for Business card offers free employee cards, allowing you to streamline expense management and potentially earn more rewards.
Is there a foreign transaction fee?
No, the AmaZing Rewards for Business card does not charge foreign transaction fees, making it suitable for international business travel.
How flexible are the redemption options?
Redemption options typically include cash back, statement credits, and possibly travel bookings. However, they may be less flexible than some competitor cards that offer point transfers to travel partners.
What credit score is needed for approval?
While exact requirements may vary, business credit cards typically require good to excellent credit scores. A score of 670 or higher is generally recommended for the best approval odds.
Can I use this card for personal expenses?
While it's possible to use a business credit card for personal expenses, it's generally not recommended. Keeping business and personal expenses separate simplifies accounting and tax preparation.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
