Best Credit Cards for Lounge Access in 2025

Best For: Straightforward Rewards

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The Capital One Venture X Rewards Credit Card offers an impressive array of lounge access benefits, positioning itself as a strong contender in the premium travel card market. Cardholders enjoy complimentary access to Capital One's own growing network of upscale lounges, which feature locally-inspired design, gourmet dining options, and premium cocktails. The card also provides a Priority Pass Select membership, unlocking the doors to over 1,300 lounges worldwide. What sets the Venture X apart is its generous guest policy – cardholders can bring two guests for free into both Capital One Lounges and Priority Pass lounges, making it an excellent choice for those who often travel with companions or family. Additionally, authorized users, who can be added at no extra cost, receive the same lounge access benefits, further extending the card's value.

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Best for: Travel and Dining Rewards

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The Chase Sapphire Reserve® offers a compelling lounge access benefit that enhances the travel experience for cardholders. At the heart of this perk is a complimentary Priority Pass Select membership, unlocking the doors to over 1,300 airport lounges worldwide. This extensive network ensures that cardholders can find a haven of comfort in most major airports, offering amenities such as comfortable seating, complimentary refreshments, Wi-Fi, and in some locations, shower facilities. The Sapphire Reserve's lounge access is particularly generous, allowing cardholders to bring up to two guests per visit at no additional charge, making it an excellent choice for those traveling with family or colleagues.

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Best for: Delta Loyalists

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The Delta SkyMiles® Reserve American Express Card offers a premium lounge access experience tailored for Delta Air Lines enthusiasts. Cardholders enjoy complimentary access to Delta Sky Clubs worldwide when flying Delta, providing a retreat from the airport hustle with amenities like comfortable seating, complimentary food and beverages, and high-speed Wi-Fi. What sets this card apart is its additional access to American Express Centurion Lounges when flying Delta, offering an elevated lounge experience with gourmet dining and premium cocktails at select airports. The card's guest policy allows cardholders to bring up to two guests into Delta Sky Clubs for a fee, while offering two one-time guest passes annually. (See Rates & Fees).

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^{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

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Best for: United Travelers

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The United Club℠ Card offers an impressive lounge access package that significantly enhances the travel experience for United Airlines loyalists. Cardholders enjoy complimentary United Club membership, granting access to over 45 United Club locations worldwide and participating Star Alliance lounges when flying internationally on a Star Alliance carrier. This benefit extends beyond just entry – it's a full membership, allowing cardholders to access United Clubs even when not flying United, a perk not common among airline co-branded cards. The generous guest policy permits two adult companions or one adult and dependent children under 21 to join the cardholder, making it an excellent choice for family travelers.

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Best for: Marriott Loyalists

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The Marriott Bonvoy Brilliant® American Express® Card offers an impressive array of travel perks, with its airport lounge access standing out as a key benefit for frequent travelers. Cardholders enjoy a complimentary Priority Pass™ Select membership, unlocking the doors to over 1,300 airport lounges worldwide. This extensive network ensures that no matter where your travels take you, a comfortable oasis awaits. The membership allows for unlimited visits to participating lounges, providing a retreat from bustling terminals with amenities like complimentary refreshments, Wi-Fi, and comfortable seating. What sets the Bonvoy Brilliant apart is its ability to seamlessly blend hotel luxury with travel comfort – while you're earning elevated rewards on Marriott stays, you're also securing a premium airport experience. Cardholders can bring up to two guests into the lounge at no additional charge, making it an excellent option for those traveling with family or colleagues. (See Rates & Fees).

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^{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

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Best for: Business Travelers

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The Business Platinum Card® from American Express offers an unparalleled lounge access program that transforms business travel into a luxurious experience. Cardholders enjoy access to the prestigious American Express Global Lounge Collection®, which includes more than 1,550 airport lounges across 140 countries and counting - more airport lounge options than any other credit card company on the market as of 07/2025. This comprehensive network features the exclusive Centurion Lounges, known for their upscale amenities, gourmet dining, and premium cocktails. Additionally, cardholders can access Delta Sky Clubs when flying Delta, Priority Pass Select lounges, Escape Lounges, Plaza Premium Lounges, and other select partner lounges. Access is limited to eligible Card Members. The Business Platinum elevates the experience by allowing cardholders to bring guests complimentary into most lounges, making it ideal for traveling with colleagues or clients (See Rates & Fees).

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^{Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.}

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Comparing the Best Credit Cards for Lounge Access in 2025

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The American Express Platinum leads in lounge access, offering entry to over 1,400 lounges worldwide, including exclusive Centurion Lounges, Priority Pass, and Delta Sky Clubs. Capital One Venture X provides a strong alternative with Priority Pass, Plaza Premium, and Capital One's own lounges. Chase Sapphire Reserve offers a solid Priority Pass Select membership. Amex Platinum and Venture X allow two free guests at most lounges, while Sapphire Reserve permits two guests at Priority Pass lounges. Amex Platinum excels in variety and exclusivity, Venture X balances comprehensive access with a lower annual fee, and Sapphire Reserve complements its lounge benefit with strong overall travel perks. The best choice depends on individual travel habits and preferences.

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Bottom Line

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Airport lounge access can significantly enhance your travel experience, and the right credit card can be your key to this premium perk. Whether you're a frequent international traveler or a domestic road warrior, there's likely a card that fits your needs and travel style. Happy travels, and enjoy your next lounge visit!