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The Best Credit Cards with Travel Insurance (2026)
July 1, 2025
Travel insurance is a crucial feature for frequent travelers, offering peace of mind and financial protection against unexpected events like trip cancellations, medical emergencies, and lost luggage. By choosing and using a credit card with strong travel insurance features, you're taking a simple yet effective step to protect yourself financially against common travel setbacks. This strategy can save you money and hassle in the long run. Here are the credit cards that stand out for their comprehensive travel insurance benefits in 2025.
[[ CARD_LIST * {"ids": ["509","106", "2888", "510", "1100", "2410"]} ]]
Best For: Extensive Travel Benefits
Chase Sapphire Preferred® Card
[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Extensive Travel Benefits", "headerHint": "Travel in Tranquility"} ]]
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Best For: Premium Travel Perks
American Express Platinum Card®
[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Premium Travel Perks", "headerHint": "Elevate Your Travel"} ]]
Best For: Travel Insurance
Capital One Venture X Rewards Credit Card
[[ SINGLE_CARD * {"id": "2888", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Travel Insurance", "headerHint": "Peace of Mind"} ]]
Best For: Travel and Dining Rewards
Chase Sapphire Reserve®
[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Best for Travel and Dining Rewards", "headerHint": "Complete Travel Security"} ]]
Best For: Small Businesses
Ink Business Preferred® Credit Card
[[ SINGLE_CARD * {"id": "1100", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Best for travel and dining spending", "headerHint": "All Around Travel Protection"} ]]
Best For: United Loyalists
[[ SINGLE_CARD * {"id": "2410", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Best for United Loyalists", "headerHint": "Travel Protection and Lounge Access"} ]]
Comparing the Best Credit Cards With Travel Insurance
When comparing travel protections among the Chase Sapphire Preferred, Platinum American Express, and Capital One Venture X, distinct differences emerge.
[[ COMPARE_CARD * {"ids": ["509", "106", "2888"], "bestCategoryIds": ["17", "18", "19"], "bestForTexts": ["Extensive Travel Benefits", "Premium Travel Perks", "Travel Insurance"]} ]]
Conclusion
Selecting a credit card with strong travel insurance benefits can save you from significant financial losses and provide peace of mind during your travels. The cards listed above offer some of the best travel insurance coverage in 2025, making them excellent choices for anyone looking to enhance their travel protection. When choosing a card, consider your travel habits, the type of coverage you need, and the overall value of the card's rewards and perks.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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