Best Ways to Redeem Chase Ultimate Rewards for Hotels (2025)

When to Use the Chase Travel Portal

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The Chase Travel portal works best in specific situations where transfer partners don't make sense:

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Use the portal when:

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1. Booking independent hotels - Properties like boutique hotels, vacation rentals, and unique accommodations aren't available through loyalty programs.
2. You have Chase Sapphire Reserve® - The 1.5-2 cent per point value (with Points Boost) rivals transfer partner redemptions for many hotels.
3. You want flexibility - Portal bookings can be changed or canceled more easily than award bookings, and you still earn hotel loyalty points.
4. Last-minute trips - When award availability is limited, the portal often has better options.
5. Cash prices are low - If a hotel costs $100 per night, you might get better value using points through the portal rather than transferring 30,000+ points to a loyalty program.

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How to Book Through Chase Travel Portal

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1. Log into your Chase account and click "Ultimate Rewards"
2. Select "Redeem" and choose "Travel"
3. Click "Hotels" and enter your destination, dates, and number of guests
4. Browse available properties and compare point costs
5. Select your hotel and complete the booking with points, cash, or both

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Pro tip: Always compare the points price against the cash price to calculate your cents-per-point value. Divide the cash price by the points required to see if you're getting good value.

Why World of Hyatt Is Your Secret Weapon

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If I could only transfer Chase points to one hotel program for the rest of my life, I'd choose World of Hyatt without hesitation. Here's why.

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The Value Proposition

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Hyatt points typically deliver 1.7-2.3 cents per point in value, compared to Chase Ultimate Rewards' 2.05 cent valuation. That means transferring Chase points to Hyatt often maintains or increases your points' value.

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Real example: The Park Hyatt Maldives Hadahaa costs 25,000-35,000 points per night (depending on season) or $800+ in cash. Transferring 30,000 Chase points for a $900 stay gives you 3 cents per point value—46% more than the Sapphire Reserve portal rate.

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Predictable Award Pricing

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Unlike Marriott's dynamic pricing that can charge 100,000+ points for a single night, Hyatt caps awards at 45,000 points per night for its most premium Category 8 properties. Most Category 1-5 properties range from 3,500-23,000 points per night—reasonable rates that let your points go further.

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All-Inclusive Sweet Spots

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Hyatt's all-inclusive resorts follow a separate award chart and represent some of the best redemptions in the points world. Properties like Hyatt Ziva Cancun and Secrets Maroma Beach Riviera Cancun cost 25,000-30,000 points per night and include all meals, drinks, and activities—easily worth $500+ per night in cash.

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How to Transfer Chase Points to World of Hyatt

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1. Create a World of Hyatt account - Visit Hyatt.com and register for free. Keep your membership number handy.
2. Log into Chase Ultimate Rewards - Access the portal through your Chase account.
3. Navigate to transfer partners - Click "Travel" then "Transfer points to partners."
4. Select World of Hyatt - Under the "Hotels" section, click on World of Hyatt.
5. Link your accounts - Enter your Hyatt membership number. The name on your Hyatt account must match your Chase account name exactly.
6. Choose transfer amount - Enter points in 1,000-point increments. Remember: transfers are instant but irreversible.
7. Submit and confirm - Check your Hyatt account within minutes to verify the points arrived.

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Best Hyatt Redemptions with Chase Points

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Budget-friendly Category 1-3:

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• Hyatt Place properties (airports, suburbs): 3,500-9,000 points per night

• Hyatt House extended stays: 5,000-12,000 points per night

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Mid-tier Category 4-5:

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• Hyatt Regency properties (major cities): 9,000-23,000 points per night

• Thompson Hotels (boutique luxury): 15,000-23,000 points per night

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Luxury Category 6-7:

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• Park Hyatt properties (top-tier luxury): 25,000-35,000 points per night

• Andaz resorts (upscale lifestyle): 20,000-30,000 points per night

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All-Inclusive:

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• Hyatt Ziva/Zilara resorts: 25,000-30,000 points per night

• Secrets/Dreams by Hyatt: 25,000-35,000 points per night

When Marriott Bonvoy Makes Sense

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Marriott Bonvoy has undergone multiple devaluations and now uses dynamic pricing, making it a less attractive transfer partner overall. However, a few scenarios justify transferring Chase points to Marriott:

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Transfer to Marriott when:

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1. You're a few thousand points short - If you have 80,000 Marriott points and need 85,000 for a redemption, transferring 5,000 Chase points beats earning more Marriott points from scratch.
2. Marriott has a unique property - Some destinations only have Marriott properties, leaving you with limited options.
3. You're booking at redemption sweet spots - Category 1-4 Marriott properties occasionally offer decent value, especially off-peak.

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Generally avoid: Marriott for luxury properties. A luxury Marriott might cost 70,000-100,000 points per night, while a comparable Park Hyatt costs 25,000-35,000 points.

IHG One Rewards: The Last Resort

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IHG One Rewards offers the weakest value among Chase's three hotel partners. Their dynamic pricing often requires 40,000-80,000 points for properties worth $150-200 in cash, giving you less than 0.5 cents per point.

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Only transfer to IHG when:

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• Your IHG points are about to expire and you need to top up

• You need a few thousand points for a specific redemption

• You have the IHG Premier card's fourth-night-free benefit

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In almost every other scenario, you're better off using the Chase Travel portal or transferring to Hyatt.

Comparing Your Options: Real Examples

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Let's compare all three redemption methods for real hotels to see which delivers the best value.

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Example 1: Hyatt Regency Chicago (4-night stay in July)

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For a $700 total stay at the Hyatt Regency Chicago, here's how each option breaks down. Booking through the Chase Travel portal with a Sapphire Reserve would cost 46,667 points, giving you 1.5 cents per point value. Transferring to World of Hyatt would require 60,000 points for the same stay, which drops your value to 1.17 cents per point. Alternatively, you could pay $700 cash and earn 3,500 Hyatt points for future use.

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In this case, the Chase Travel portal wins with the highest cents-per-point value, even though it requires fewer points than the Hyatt transfer.

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Example 2: Park Hyatt Maldives Hadahaa (3-night stay)

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Now let's look at a luxury resort stay costing $900 for three nights. Through the Chase Travel portal with Sapphire Reserve, you'd spend 60,000 points and get 1.5 cents per point value—solid, but not spectacular. However, transferring to World of Hyatt tells a different story. The same stay costs only 30,000 Hyatt points, delivering a whopping 3.0 cents per point value—exactly double what you'd get through the portal. This property isn't available through Marriott or IHG, making Hyatt the clear winner.

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The lesson? Run the math for each booking. Luxury properties and resort destinations typically favor Hyatt transfers, while mid-tier city hotels often work better through the Chase portal.

Common Mistakes to Avoid

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Transferring Before Finding Availability

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Always search for award availability on the hotel loyalty program's website before transferring points. Transfers are instant but irreversible—if your desired hotel isn't available for the dates you want, those points are stuck in a program you might not use.

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Ignoring Cash Prices

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Just because you can book a hotel with points doesn't mean you should. If a $100 hotel costs 20,000 Chase points through the portal, you're only getting 0.5 cents per point value. Transfer those points to Hyatt or use them on a better redemption instead.

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Overlooking the Fifth Night Free

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Some premium Chase cards offer benefits like the fifth night free on certain redemptions. Check your card benefits before booking to maximize value.

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Booking During Peak Dates Without Checking All Options

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Hyatt's peak-date pricing can make certain properties expensive. Always compare off-peak, standard, and peak dates—shifting your trip by a few days might save you 10,000+ points per night.

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Not Considering Hotel Elite Status

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When you book through the Chase Travel portal, you typically don't earn hotel loyalty points or receive elite benefits. Transferring to a loyalty program and booking directly often provides room upgrades, late checkout, and other perks that add value beyond the points cost.

Advanced Strategies for Maximum Value

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Combine Cards for Bigger Balances

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Chase lets you pool Ultimate Rewards points from multiple cards into one account. If you have both Chase Sapphire Preferred® Card and Chase Freedom Unlimited®, transfer your Freedom points to your Sapphire account to access transfer partners.

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All information about the Chase Freedom Flex® has been collected independently by Kudos. The Chase Freedom Flex® is no longer available through Kudos.

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Time Your Transfers

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Transfer Chase points to hotel partners only when you're ready to book. Keeping points in your Chase account preserves flexibility—you can always transfer to Hyatt, Marriott, IHG, or use the portal based on which offers the best value for each trip.

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Stack With Credit Card Benefits

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The Ink Business Preferred® Credit Card earns 3X points on travel purchases including hotels. Book a Hyatt stay with this card, then transfer the earned points to your Hyatt account for future trips.

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Use Hyatt's Free Night Certificates

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If you have The World of Hyatt Credit Card, combine its free night certificates with transferred Chase points for extended stays. Use certificates for high-value Category 1-4 properties and save transferred points for luxury redemptions.

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Look for Transfer Bonuses

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While rare, Chase occasionally offers transfer bonuses to hotel partners. A 25% bonus means 10,000 Chase points become 12,500 Hyatt points—exceptional value that's worth waiting for if you're not in a rush.

Frequently Asked Questions

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Can I transfer Chase points to any hotel loyalty program?

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No. Chase only partners with three hotel programs: World of Hyatt, Marriott Bonvoy, and IHG One Rewards. However, you can book virtually any hotel worldwide through the Chase Travel portal using points.

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What's the Chase to Hyatt transfer ratio?

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Chase points transfer to World of Hyatt at 1:1. Every 1,000 Chase points becomes 1,000 Hyatt points. Transfers are instant and occur in 1,000-point increments.

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Should I always transfer to World of Hyatt?

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Not necessarily. Compare the math for each booking. Sometimes the Chase Travel portal offers better value, especially for mid-tier city hotels or when you hold the Chase Sapphire Reserve® with its enhanced redemption rates.

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Can I transfer hotel points back to Chase?

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No. All point transfers from Chase to hotel partners are permanent and irreversible. This is why you should always confirm award availability before transferring points.

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Do Chase points expire?

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Chase Ultimate Rewards points don't expire as long as your account remains open and in good standing. This differs from hotel loyalty points, which often expire after 12-24 months of inactivity.

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Can I use Chase points and cash together for hotels?

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Yes. When booking through the Chase Travel portal, you can pay with a combination of points and cash. This flexibility lets you preserve points for higher-value redemptions while still getting some benefit from your rewards.

Final Thoughts

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Maximizing Chase Ultimate Rewards points for hotel stays comes down to three things: knowing your options, doing the math, and booking strategically. The Chase Travel portal offers simplicity and flexibility, while World of Hyatt delivers exceptional value for luxury properties and all-inclusive resorts.

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The best approach? Keep your Chase points flexible until you're ready to book. Search both the Chase portal and hotel loyalty programs for your desired property, calculate the cents-per-point value, and choose whichever method gives you more for your points. This strategy ensures you're always getting maximum value from your hard-earned rewards.

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Ready to put your Chase points to work? Log into your Ultimate Rewards account and start exploring your next hotel adventure.

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Kudos makes hotel bookings smarter. Our AI-powered wallet tracks your Chase points across all your cards, calculates potential hotel redemption values, and alerts you to the best opportunities. Whether you're booking through Chase Travel or transferring to Hyatt, Kudos helps you maximize every point. Download Kudos today and never wonder if you're getting good value again.