Chase Freedom Flex Eligibility Requirements

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To qualify for this bonus cash back promotion:

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• You must be an existing Chase Freedom Flex cardholder

• Purchases must post to your account with transaction dates during September 1-November 30, 2025

• No activation is required – bonuses apply automatically

• Note: Chase Freedom Unlimited cardholders do not appear to be eligible for this specific promotion

Maximizing Your Chase Freedom Flex Rewards Strategy

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Converting Cash Back to Chase Ultimate Rewards Points

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While the Freedom Flex earns cash back, you can convert these rewards to transferable Chase Ultimate Rewards points if you also hold one of these premium Chase cards:

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• Chase Sapphire Preferred Card

• Chase Sapphire Reserve

• Chase Sapphire Reserve for Business

• Ink Business Preferred Credit Card

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Holiday Shopping Strategy

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With the promotion running through November 30, this timing aligns perfectly with:

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• Early holiday shopping

• Black Friday and Cyber Monday deals

• Gift purchasing for the holiday season

• Year-end spending to maximize rewards

Frequently Asked Questions

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Do I need to activate this promotion?

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No, the bonus cash back is automatically applied once you reach the spending thresholds.

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Can I earn both tier bonuses?

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Yes, if you spend $4,000 during the promotion period, you'll earn both the 0.5% bonus on your first $2,500 in eligible purchases after spending $1,000, and the 1% bonus on your next $2,500 in purchases.

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Does this stack with quarterly bonus categories?

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Yes, this promotion bonus is earned in addition to any quarterly bonus category rewards you may earn.

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When will I see the bonus rewards?

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Bonus rewards should appear on your statement after meeting the spending requirements and will be credited as cash back.

Stack with Kudos for Maximum Rewards

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Want to earn even more from your Chase Freedom Flex? Stack this promotion with Kudos, our favorite rewards optimization tool that helps you maximize every purchase.

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How Kudos Supercharges Your Freedom Flex Rewards

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Kudos analyzes your wallet in real-time and automatically suggests the best credit card for each purchase. When combined with the Chase Freedom Flex promotion, you can:

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• Earn bonus rewards on purchases that might not qualify for Freedom Flex's bonus categories

• Get automatic recommendations for when to use your Freedom Flex vs. other cards

• Maximize quarterly bonus categories by never missing an opportunity

• Track your progress toward the $1,000 and $4,000 spending thresholds

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Limited-Time Kudos Offer

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You can earn $20.00 when you sign up with promo code "GET20" and make an eligible Kudos Boost purchase of $30 or more at over 15,000+ store partners. This bonus stacks perfectly with the Freedom Flex promotion, giving you even more value from your spending.

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Pro tip: Use Kudos to identify the best purchases to put on your Freedom Flex during this promotion period, ensuring you hit those spending thresholds while maximizing your overall rewards across your entire wallet.

Bottom Line: Should You Take Advantage of This Offer?

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This Chase Freedom Flex promotion offers a straightforward way to earn additional rewards on spending you're likely already planning. With the holiday season approaching and no activation required, it's an easy opportunity to maximize your cash back earnings.

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The promotion is particularly valuable if you:

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• Plan to make significant purchases before November 30

• Want to earn extra rewards on holiday shopping

• Already use the Freedom Flex as your primary spending card

• Can benefit from converting cash back to Ultimate Rewards points

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Ready to maximize your rewards? Make sure your Chase Freedom Flex is your go-to card for purchases through November 30 to take full advantage of this limited-time offer.