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Never Miss Out on A Credit Card Perk Again: Automated Tracking is Here
Did you know that the average cardholder leaves $300 worth of credit card credits and benefits unused every year? With our newly upgraded Hidden Perks feature, those days are over.
What are Hidden Perks?
In 2023, we launched Hidden Perks to help you discover the benefits tucked away in your wallet. Today, we're thrilled to announce an updated version of Hidden Perks – a powerful upgrade that automates the entire process of tracking and maximizing your credit card benefits and credits.
Hidden Perks now:
- Instantly analyze your credit cards
- Identifies available benefits and credits
- Provides real-time notifications for usable perks
- Tracks your credit and benefit usage over time
Find your perfect card with Kudos, a free AI-powered smart wallet that suggests the best card for each purchase to help you earn more credit card rewards, points, and cash back.
How Hidden Perks Works
- Connect your bank and card accounts securely to Kudos.
- Hidden Perks instantly analyzes your credit cards and identifies available benefits and credits.
- Track your credit and benefit usage over time so you don't any perks unused.
- Receive real-time notifications for usable perks (coming soon)
Hidden Perks in Action
Here's how the updated Hidden Perks helps you maximize your cards:
Statement Credits:
- Scenario: You have the Platinum Card® from American Express.
- Hidden Perks: “Your $50 Saks Fifth Avenue credit expires in 7 days. Don't miss out!”
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Travel Benefits:
- Scenario: You book a flight with your Chase Sapphire Reserve®.
- Hidden Perks: “Flight booked! Remember, you're covered by travel delay insurance. Here's how to use it if needed.”
Purchase Protection:
- Scenario: You buy a new iPhone with your Bilt Mastercard®.
- Hidden Perks: “Nice purchase! Your new iPhone is covered by cell phone protection. Here are the details.”
Why Hidden Perks Matter
- Maximize Value: As we mentioned before, cardholders leave $300 worth of benefits unused annually. Hidden Perks helps you claim what is rightfully yours.
- Simplify Complexity: With multiple cards, keeping track of benefits is challenging. We do the heavy lifting for you.
- Smart Recommendations: Get suggestions on which card to use for specific purchases to optimize your benefits - Hidden Perks pairs perfectly with our feature, Dream Wallet.
Start Maximizing Your Rewards Today
Don't leave money on the table. Let Kudos and our newly revamped Hidden Perks be your automated guide to smarter credit card usage and bigger savings. It’s time to turn those hidden benefits into real savings!
Hidden Perks Frequently Asked Questions
What are hidden credit card perks?
Hidden credit card perks are valuable benefits and credits offered by your credit cards that you might not be aware of or fully utilize. These can include statement credits for specific purchases, travel insurance, purchase protection, and more. Many cardholders miss out on these perks simply because they don't know about them, leaving hundreds of dollars in value on the table each year.
How is this version of Hidden Perks different from the original version?
Hidden Perks is now fully automated. It not only identifies available perks but also tracks your usage and sends real-time notifications based on your spending patterns.
How does Kudos’ Hidden Perks feature work?
Kudos’ Hidden Perks feature analyzes the credit cards in your wallet and provides you with personalized tips and information about the perks available to you. It presents this information in an easy-to-understand format, helping you maximize the value of your credit cards. It will now let you know when you’ve used (or haven’t used) a benefit or credit to ensure you’re getting the most out of your cards.
What types of perks does the Hidden Perks feature track?
Hidden Perks tracks two main types of perks:
- Credits: Statement credits you can earn by making specific purchases with your card.
- Benefits: “Insurance-like” perks such as rental car coverage, cell phone protection, or extended warranties.
How does credit tracking work with Hidden Perks?
Credit tracking in Hidden Perks works in several ways:
- It identifies credits you've already earned based on your transaction history.
- It alerts you to credits you're eligible for but haven't used yet.
- It notifies you when you're using the wrong card for a purchase that could earn you a credit.
Can Hidden Perks automatically activate my credit card perks?
Currently, Hidden Perks provides information and reminders about your available perks. In the future, we plan to introduce features that can help automate perk activation. Stay tuned!
How often is the information in Hidden Perks updated?
Hidden Perks continuously updates its information based on your card usage and any changes to your linked cards. It provides real-time insights as you make purchases and as new perks become available.
What if I only have one credit card? Is Hidden Perks still useful for me?
Absolutely! Even with a single credit card, you may have perks you’re not aware of. Hidden Perks can help you maximize the benefits of that one card and potentially save you money.
How does Hidden Perks protect my financial information?
Kudos takes data security seriously. We use bank-level encryption to protect your financial information. We only access the data necessary to provide you with insights about your credit card perks. For more information on our commitment to your privacy, please visit our Privacy Policy.
Can Hidden Perks help me decide which new credit card to get?
Yes! In addition to helping you maximize your current cards, Hidden Perks can show you the potential benefits of new cards based on your spending patterns. It works side-by-side with Dream Wallet to streamline smart credit card recommendations.
How is Hidden Perks different from my credit card's mobile app?
While your credit card's app might list available perks, Hidden Perks goes a step further by:
- Aggregating perks across all your cards in one place.
- Providing personalized, actionable tips based on your spending habits.
- Alert you to perks you're missing out on or that are about to expire.
- Offer a unified interface to track and maximize rewards across multiple cards.
Is Hidden Perks free to use?
Yes! Just like all of our other features, Hidden Perks is 100% free.
How can I get started with Hidden Perks?
To start using Hidden Perks, simply sign up for a free Kudos account if you haven’t already and link your credit cards. Once your cards are linked, you'll immediately receive personalized insights about your hidden perks and how to maximize them. Unlocking the full potential of your credit cards is easy with Kudos and Hidden Perks. Start discovering your hidden perks today!
Supercharge Your Credit Cards
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
