Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
How to Save Money and Earn More Rewards with Kudos Insights
Many people ask, “How can I save money?” or “How can I earn more rewards?” The truth is, you might already have the answers—you just need to know where to look.
Kudos Insights is here to do the work for you, automatically spotting ways you could be saving more and maximizing your rewards. Let’s dive into some of the biggest money-saving opportunities you might be missing.
1. Swiping the Wrong Card? It’s Costing You.
Did you know that nearly half of all purchases aren’t made with the best credit card? If you’re not using the most rewarding card for each purchase, you could be missing out on hundreds of dollars per year.
📊 The average Kudos user with 2–3 cards misses out on $441 annually in extra rewards.
How to fix it: Kudos Insights analyzes your transactions and tells you exactly which card will earn you the most rewards for every purchase—so you never leave money on the table.
Use Kudos wherever you shop online.
2. Perks You’re Already Paying for—but Not Using.
Your credit cards come with tons of hidden perks, but if you’re not taking advantage of them, you’re essentially leaving free money behind.
💰 The average Kudos user forgets to redeem $624 in card benefits each year.
These perks include:
- ✔ Free travel credits (airlines, hotels)
- ✔ Complimentary memberships (DashPass, Instacart+, streaming services)
- ✔ Rideshare and dining credits
- ✔ Extended warranties and purchase protections
How to fix it: Kudos Insights finds these benefits for you and ensures you actually use them. No more wasted perks!
3. Are You Paying Annual Fees for the Wrong Card?
Some credit cards are worth their annual fee—but not all of them. If you’re paying for a premium card that isn’t giving you enough back, it might be time to downgrade.
💳 Kudos Insights helps users identify when a card is costing more than it’s earning.
How to fix it: Insights will flag any underperforming cards and suggest downgrades that could save you money without losing key benefits.
4. Overpaying for Auto Insurance?
When was the last time you checked your auto insurance rates? Many people stick with the same provider for years—even when better rates are available.
🚗 The average Kudos user saves $800 per year just by comparing rates.
How to fix it: Insights checks if you’re overpaying and helps you find better deals, ensuring you don’t spend more than you need to.
5. Credit Card Boosts & Better Spending Habits
There are extra ways to earn on your purchases that many users overlook:
- ✔ Boost merchants – Some stores offer higher cashback when you use certain cards. Kudos Insights highlights these for you.
- ✔ Sign-up bonuses – Getting a new card at the right time could mean hundreds in bonus rewards.
- ✔ Balance transfers – Moving credit card debt to a lower-interest card could save you thousands in interest fees.
How to Get These Insights—For Free!
Kudos Insights makes it easy to find hidden savings and maximize your rewards—without spreadsheets or guesswork.
🔍 See your free insights in minutes → Sign up for Kudos for free today.
FAQs
How does Kudos help me save money?
Kudos analyzes your spending and credit card perks to identify ways to cut costs, maximize rewards, and take advantage of hidden benefits.
Is Kudos free to use?
Yes! You can sign up and start getting your insights for free.
What makes Kudos different from other money-saving apps?
Unlike other tools, Kudos automates your savings strategy and personalizes recommendations based on your actual spending.
Will Kudos Insights work with my credit cards?
Yes! Kudos works with over 3,000 credit cards to help you get the most out of your wallet.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
