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A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Does Robinhood Affect Your Credit Score?

Generally, no—using Robinhood won't affect your credit score.

July 1, 2025

Small Kudos square logoAn upside down carrot icon

Quick Answers

  • Opening a standard Robinhood investment or crypto account does not involve a hard credit inquiry and will not impact your credit score.

  • Using features like margin investing or subscribing to Robinhood Gold may trigger a soft credit inquiry, which does not affect your credit score.

  • Applying for the Robinhood Card, a credit card, will result in a hard credit inquiry that can temporarily lower your credit score.

More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

What Is Robinhood?

Robinhood is a financial services company that offers a popular mobile and web-based investment platform. It provides users with commission-free trading of stocks, exchange-traded funds (ETFs), options, and cryptocurrencies. The company's stated mission is to democratize finance for all by removing traditional barriers to investing.

While primarily known for investing, some of Robinhood's services can have implications for your credit score. Features like margin investing allow you to borrow funds from Robinhood to increase your purchasing power. This borrowing activity may be reported to credit bureaus, and how you manage this debt can therefore affect your credit history.

An icon of a lightbulb
Kudos Tip
More:

How Robinhood Could Impact Your Credit Score

Your standard Robinhood investment account won't impact your credit score. However, using certain features like margin investing can indirectly affect it. Here’s the progression of how that could happen.

  1. Using Margin Investing: The potential impact starts when you borrow money from Robinhood to invest, a feature known as trading on margin. This action is effectively taking out a loan, using your portfolio as collateral.
  2. Receiving a Margin Call: If the value of your investments falls below a certain threshold, Robinhood will issue a margin call. This is a formal demand to deposit more funds or sell assets to meet the minimum equity requirement.
  3. Failing to Meet the Demand: Should you be unable to meet the margin call, Robinhood can forcibly sell your securities to recoup the loan. This liquidation happens at the firm's discretion to protect its capital.
  4. Incurring a Negative Balance: In a rapidly falling market, the forced liquidation might not cover the entire loan amount. This leaves your account with a negative balance, which is a debt you owe directly to Robinhood.
  5. Getting Sent to Collections: If you do not settle this debt, Robinhood can turn the account over to a collections agency. The agency will then report the delinquency to the major credit bureaus, which will negatively affect your credit score.
More:

How Much Will Robinhood Affect Your Credit Score?

The extent to which Robinhood can influence your credit score depends on how you use the platform. Here are the key factors to keep in mind.

  • Margin Investing: Using margin means you are borrowing funds from Robinhood to invest. This loan and your repayment behavior may be reported to credit bureaus, influencing your credit history and score.
  • Robinhood Cash Card: The Cash Card functions as a debit card, not a credit card, linked to your brokerage account. Regular transactions with this card will not be reported to credit bureaus or affect your score.
  • Credit Inquiries: Applying for a margin account may trigger a hard credit inquiry, which can cause a small, temporary dip in your score. A standard brokerage account typically only requires a soft pull.

How You Can Avoid Robinhood Affecting Your Credit Score

Separate Investing from Borrowing

Using your own cash to buy and sell stocks on Robinhood is an investment activity, not a credit one. These transactions are not reported to credit bureaus like Equifax, Experian, or TransUnion, so they have no direct impact on your credit score.

Use Margin Accounts Cautiously

Investing on margin means you are borrowing money from Robinhood. While this loan isn't typically on your credit report, defaulting on the debt could lead to collections. A collections account would then be reported, negatively affecting your credit score for years.

Monitor Your Linked Bank Account

Ensure your linked bank account has sufficient funds for any transfers to Robinhood. A failed transfer could result in an overdraft from your bank. While not directly from Robinhood, bank overdrafts and associated fees can sometimes impact your financial record.

Ways to Improve Your Credit Score

Your credit score is a vital part of your financial life, but it's not set in stone. With consistent effort and positive financial habits, you can use proven methods to improve your score, with some seeing meaningful changes in just a few months.

  • Monitor your credit reports. Regularly check your reports for inaccuracies or signs of identity theft, as disputing and removing errors can immediately improve your score.

  • Establish automatic bill payments. Your payment history is the most significant factor in your score, so setting up automatic payments ensures you never miss a due date.

  • Reduce your credit utilization ratio. Aim to keep your balances below 30% of your credit limit, as this is the second most important factor in your credit score.

  • Become an authorized user. Being added to the account of someone with a strong payment history can add positive data to your credit file, especially if your own history is limited.

  • Diversify your credit mix. Having a healthy mix of credit types, like credit cards and installment loans, shows lenders you can responsibly manage various forms of debt.

  • Limit hard inquiries. Avoid applying for too much new credit in a short period, as each application can cause a temporary dip in your score.

The Bottom Line

Using a standard Robinhood investment account to buy and sell stocks will not affect your credit score, as this activity is not reported to the major credit bureaus.

Frequently Asked Questions

Does opening a Robinhood account affect my credit score?

No, opening a standard Robinhood brokerage account does not require a hard credit inquiry, so it will not directly impact your credit score.

Can using Robinhood Gold hurt my credit?

Yes, it can. Using margin with Robinhood Gold is a loan. Failing to repay this loan could lead to negative reporting to credit bureaus.

Does the Robinhood Cash Card impact my credit score?

No, the Robinhood Cash Card is a debit card, not a credit card. Your spending activity with it is not reported to credit bureaus.

Our favorite card right now

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Does Robinhood Affect Your Credit Score?

Generally, no—using Robinhood won't affect your credit score.

July 1, 2025

Small Kudos square logoAn upside down carrot icon

Quick Answers

  • Opening a standard Robinhood investment or crypto account does not involve a hard credit inquiry and will not impact your credit score.

  • Using features like margin investing or subscribing to Robinhood Gold may trigger a soft credit inquiry, which does not affect your credit score.

  • Applying for the Robinhood Card, a credit card, will result in a hard credit inquiry that can temporarily lower your credit score.

More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

What Is Robinhood?

Robinhood is a financial services company that offers a popular mobile and web-based investment platform. It provides users with commission-free trading of stocks, exchange-traded funds (ETFs), options, and cryptocurrencies. The company's stated mission is to democratize finance for all by removing traditional barriers to investing.

While primarily known for investing, some of Robinhood's services can have implications for your credit score. Features like margin investing allow you to borrow funds from Robinhood to increase your purchasing power. This borrowing activity may be reported to credit bureaus, and how you manage this debt can therefore affect your credit history.

An icon of a lightbulb
Kudos Tip
More:

How Robinhood Could Impact Your Credit Score

Your standard Robinhood investment account won't impact your credit score. However, using certain features like margin investing can indirectly affect it. Here’s the progression of how that could happen.

  1. Using Margin Investing: The potential impact starts when you borrow money from Robinhood to invest, a feature known as trading on margin. This action is effectively taking out a loan, using your portfolio as collateral.
  2. Receiving a Margin Call: If the value of your investments falls below a certain threshold, Robinhood will issue a margin call. This is a formal demand to deposit more funds or sell assets to meet the minimum equity requirement.
  3. Failing to Meet the Demand: Should you be unable to meet the margin call, Robinhood can forcibly sell your securities to recoup the loan. This liquidation happens at the firm's discretion to protect its capital.
  4. Incurring a Negative Balance: In a rapidly falling market, the forced liquidation might not cover the entire loan amount. This leaves your account with a negative balance, which is a debt you owe directly to Robinhood.
  5. Getting Sent to Collections: If you do not settle this debt, Robinhood can turn the account over to a collections agency. The agency will then report the delinquency to the major credit bureaus, which will negatively affect your credit score.
More:

How Much Will Robinhood Affect Your Credit Score?

The extent to which Robinhood can influence your credit score depends on how you use the platform. Here are the key factors to keep in mind.

  • Margin Investing: Using margin means you are borrowing funds from Robinhood to invest. This loan and your repayment behavior may be reported to credit bureaus, influencing your credit history and score.
  • Robinhood Cash Card: The Cash Card functions as a debit card, not a credit card, linked to your brokerage account. Regular transactions with this card will not be reported to credit bureaus or affect your score.
  • Credit Inquiries: Applying for a margin account may trigger a hard credit inquiry, which can cause a small, temporary dip in your score. A standard brokerage account typically only requires a soft pull.

How You Can Avoid Robinhood Affecting Your Credit Score

Separate Investing from Borrowing

Using your own cash to buy and sell stocks on Robinhood is an investment activity, not a credit one. These transactions are not reported to credit bureaus like Equifax, Experian, or TransUnion, so they have no direct impact on your credit score.

Use Margin Accounts Cautiously

Investing on margin means you are borrowing money from Robinhood. While this loan isn't typically on your credit report, defaulting on the debt could lead to collections. A collections account would then be reported, negatively affecting your credit score for years.

Monitor Your Linked Bank Account

Ensure your linked bank account has sufficient funds for any transfers to Robinhood. A failed transfer could result in an overdraft from your bank. While not directly from Robinhood, bank overdrafts and associated fees can sometimes impact your financial record.

Ways to Improve Your Credit Score

Your credit score is a vital part of your financial life, but it's not set in stone. With consistent effort and positive financial habits, you can use proven methods to improve your score, with some seeing meaningful changes in just a few months.

  • Monitor your credit reports. Regularly check your reports for inaccuracies or signs of identity theft, as disputing and removing errors can immediately improve your score.

  • Establish automatic bill payments. Your payment history is the most significant factor in your score, so setting up automatic payments ensures you never miss a due date.

  • Reduce your credit utilization ratio. Aim to keep your balances below 30% of your credit limit, as this is the second most important factor in your credit score.

  • Become an authorized user. Being added to the account of someone with a strong payment history can add positive data to your credit file, especially if your own history is limited.

  • Diversify your credit mix. Having a healthy mix of credit types, like credit cards and installment loans, shows lenders you can responsibly manage various forms of debt.

  • Limit hard inquiries. Avoid applying for too much new credit in a short period, as each application can cause a temporary dip in your score.

The Bottom Line

Using a standard Robinhood investment account to buy and sell stocks will not affect your credit score, as this activity is not reported to the major credit bureaus.

Frequently Asked Questions

Does opening a Robinhood account affect my credit score?

No, opening a standard Robinhood brokerage account does not require a hard credit inquiry, so it will not directly impact your credit score.

Can using Robinhood Gold hurt my credit?

Yes, it can. Using margin with Robinhood Gold is a loan. Failing to repay this loan could lead to negative reporting to credit bureaus.

Does the Robinhood Cash Card impact my credit score?

No, the Robinhood Cash Card is a debit card, not a credit card. Your spending activity with it is not reported to credit bureaus.

Our favorite card right now

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Does Robinhood Affect Your Credit Score?

Generally, no—using Robinhood won't affect your credit score.

July 1, 2025

Small Kudos square logoAn upside down carrot icon

Quick Answers

  • Opening a standard Robinhood investment or crypto account does not involve a hard credit inquiry and will not impact your credit score.

  • Using features like margin investing or subscribing to Robinhood Gold may trigger a soft credit inquiry, which does not affect your credit score.

  • Applying for the Robinhood Card, a credit card, will result in a hard credit inquiry that can temporarily lower your credit score.

More:

What Is Robinhood?

Robinhood is a financial services company that offers a popular mobile and web-based investment platform. It provides users with commission-free trading of stocks, exchange-traded funds (ETFs), options, and cryptocurrencies. The company's stated mission is to democratize finance for all by removing traditional barriers to investing.

While primarily known for investing, some of Robinhood's services can have implications for your credit score. Features like margin investing allow you to borrow funds from Robinhood to increase your purchasing power. This borrowing activity may be reported to credit bureaus, and how you manage this debt can therefore affect your credit history.

An icon of a lightbulb
Kudos Tip
More:

How Robinhood Could Impact Your Credit Score

Your standard Robinhood investment account won't impact your credit score. However, using certain features like margin investing can indirectly affect it. Here’s the progression of how that could happen.

  1. Using Margin Investing: The potential impact starts when you borrow money from Robinhood to invest, a feature known as trading on margin. This action is effectively taking out a loan, using your portfolio as collateral.
  2. Receiving a Margin Call: If the value of your investments falls below a certain threshold, Robinhood will issue a margin call. This is a formal demand to deposit more funds or sell assets to meet the minimum equity requirement.
  3. Failing to Meet the Demand: Should you be unable to meet the margin call, Robinhood can forcibly sell your securities to recoup the loan. This liquidation happens at the firm's discretion to protect its capital.
  4. Incurring a Negative Balance: In a rapidly falling market, the forced liquidation might not cover the entire loan amount. This leaves your account with a negative balance, which is a debt you owe directly to Robinhood.
  5. Getting Sent to Collections: If you do not settle this debt, Robinhood can turn the account over to a collections agency. The agency will then report the delinquency to the major credit bureaus, which will negatively affect your credit score.
More:

How Much Will Robinhood Affect Your Credit Score?

The extent to which Robinhood can influence your credit score depends on how you use the platform. Here are the key factors to keep in mind.

  • Margin Investing: Using margin means you are borrowing funds from Robinhood to invest. This loan and your repayment behavior may be reported to credit bureaus, influencing your credit history and score.
  • Robinhood Cash Card: The Cash Card functions as a debit card, not a credit card, linked to your brokerage account. Regular transactions with this card will not be reported to credit bureaus or affect your score.
  • Credit Inquiries: Applying for a margin account may trigger a hard credit inquiry, which can cause a small, temporary dip in your score. A standard brokerage account typically only requires a soft pull.

How You Can Avoid Robinhood Affecting Your Credit Score

Separate Investing from Borrowing

Using your own cash to buy and sell stocks on Robinhood is an investment activity, not a credit one. These transactions are not reported to credit bureaus like Equifax, Experian, or TransUnion, so they have no direct impact on your credit score.

Use Margin Accounts Cautiously

Investing on margin means you are borrowing money from Robinhood. While this loan isn't typically on your credit report, defaulting on the debt could lead to collections. A collections account would then be reported, negatively affecting your credit score for years.

Monitor Your Linked Bank Account

Ensure your linked bank account has sufficient funds for any transfers to Robinhood. A failed transfer could result in an overdraft from your bank. While not directly from Robinhood, bank overdrafts and associated fees can sometimes impact your financial record.

Ways to Improve Your Credit Score

Your credit score is a vital part of your financial life, but it's not set in stone. With consistent effort and positive financial habits, you can use proven methods to improve your score, with some seeing meaningful changes in just a few months.

  • Monitor your credit reports. Regularly check your reports for inaccuracies or signs of identity theft, as disputing and removing errors can immediately improve your score.

  • Establish automatic bill payments. Your payment history is the most significant factor in your score, so setting up automatic payments ensures you never miss a due date.

  • Reduce your credit utilization ratio. Aim to keep your balances below 30% of your credit limit, as this is the second most important factor in your credit score.

  • Become an authorized user. Being added to the account of someone with a strong payment history can add positive data to your credit file, especially if your own history is limited.

  • Diversify your credit mix. Having a healthy mix of credit types, like credit cards and installment loans, shows lenders you can responsibly manage various forms of debt.

  • Limit hard inquiries. Avoid applying for too much new credit in a short period, as each application can cause a temporary dip in your score.

The Bottom Line

Using a standard Robinhood investment account to buy and sell stocks will not affect your credit score, as this activity is not reported to the major credit bureaus.

Frequently Asked Questions

Does opening a Robinhood account affect my credit score?

No, opening a standard Robinhood brokerage account does not require a hard credit inquiry, so it will not directly impact your credit score.

Can using Robinhood Gold hurt my credit?

Yes, it can. Using margin with Robinhood Gold is a loan. Failing to repay this loan could lead to negative reporting to credit bureaus.

Does the Robinhood Cash Card impact my credit score?

No, the Robinhood Cash Card is a debit card, not a credit card. Your spending activity with it is not reported to credit bureaus.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Does Robinhood Affect Your Credit Score?

Generally, no—using Robinhood won't affect your credit score.

July 1, 2025

Small Kudos square logoAn upside down carrot icon

Quick Answers

  • Opening a standard Robinhood investment or crypto account does not involve a hard credit inquiry and will not impact your credit score.

  • Using features like margin investing or subscribing to Robinhood Gold may trigger a soft credit inquiry, which does not affect your credit score.

  • Applying for the Robinhood Card, a credit card, will result in a hard credit inquiry that can temporarily lower your credit score.

More:

What Is Robinhood?

Robinhood is a financial services company that offers a popular mobile and web-based investment platform. It provides users with commission-free trading of stocks, exchange-traded funds (ETFs), options, and cryptocurrencies. The company's stated mission is to democratize finance for all by removing traditional barriers to investing.

While primarily known for investing, some of Robinhood's services can have implications for your credit score. Features like margin investing allow you to borrow funds from Robinhood to increase your purchasing power. This borrowing activity may be reported to credit bureaus, and how you manage this debt can therefore affect your credit history.

An icon of a lightbulb
Kudos Tip
More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

How Robinhood Could Impact Your Credit Score

Your standard Robinhood investment account won't impact your credit score. However, using certain features like margin investing can indirectly affect it. Here’s the progression of how that could happen.

  1. Using Margin Investing: The potential impact starts when you borrow money from Robinhood to invest, a feature known as trading on margin. This action is effectively taking out a loan, using your portfolio as collateral.
  2. Receiving a Margin Call: If the value of your investments falls below a certain threshold, Robinhood will issue a margin call. This is a formal demand to deposit more funds or sell assets to meet the minimum equity requirement.
  3. Failing to Meet the Demand: Should you be unable to meet the margin call, Robinhood can forcibly sell your securities to recoup the loan. This liquidation happens at the firm's discretion to protect its capital.
  4. Incurring a Negative Balance: In a rapidly falling market, the forced liquidation might not cover the entire loan amount. This leaves your account with a negative balance, which is a debt you owe directly to Robinhood.
  5. Getting Sent to Collections: If you do not settle this debt, Robinhood can turn the account over to a collections agency. The agency will then report the delinquency to the major credit bureaus, which will negatively affect your credit score.
More:

How Much Will Robinhood Affect Your Credit Score?

The extent to which Robinhood can influence your credit score depends on how you use the platform. Here are the key factors to keep in mind.

  • Margin Investing: Using margin means you are borrowing funds from Robinhood to invest. This loan and your repayment behavior may be reported to credit bureaus, influencing your credit history and score.
  • Robinhood Cash Card: The Cash Card functions as a debit card, not a credit card, linked to your brokerage account. Regular transactions with this card will not be reported to credit bureaus or affect your score.
  • Credit Inquiries: Applying for a margin account may trigger a hard credit inquiry, which can cause a small, temporary dip in your score. A standard brokerage account typically only requires a soft pull.

How You Can Avoid Robinhood Affecting Your Credit Score

Separate Investing from Borrowing

Using your own cash to buy and sell stocks on Robinhood is an investment activity, not a credit one. These transactions are not reported to credit bureaus like Equifax, Experian, or TransUnion, so they have no direct impact on your credit score.

Use Margin Accounts Cautiously

Investing on margin means you are borrowing money from Robinhood. While this loan isn't typically on your credit report, defaulting on the debt could lead to collections. A collections account would then be reported, negatively affecting your credit score for years.

Monitor Your Linked Bank Account

Ensure your linked bank account has sufficient funds for any transfers to Robinhood. A failed transfer could result in an overdraft from your bank. While not directly from Robinhood, bank overdrafts and associated fees can sometimes impact your financial record.

Ways to Improve Your Credit Score

Your credit score is a vital part of your financial life, but it's not set in stone. With consistent effort and positive financial habits, you can use proven methods to improve your score, with some seeing meaningful changes in just a few months.

  • Monitor your credit reports. Regularly check your reports for inaccuracies or signs of identity theft, as disputing and removing errors can immediately improve your score.

  • Establish automatic bill payments. Your payment history is the most significant factor in your score, so setting up automatic payments ensures you never miss a due date.

  • Reduce your credit utilization ratio. Aim to keep your balances below 30% of your credit limit, as this is the second most important factor in your credit score.

  • Become an authorized user. Being added to the account of someone with a strong payment history can add positive data to your credit file, especially if your own history is limited.

  • Diversify your credit mix. Having a healthy mix of credit types, like credit cards and installment loans, shows lenders you can responsibly manage various forms of debt.

  • Limit hard inquiries. Avoid applying for too much new credit in a short period, as each application can cause a temporary dip in your score.

The Bottom Line

Using a standard Robinhood investment account to buy and sell stocks will not affect your credit score, as this activity is not reported to the major credit bureaus.

Frequently Asked Questions

Does opening a Robinhood account affect my credit score?

No, opening a standard Robinhood brokerage account does not require a hard credit inquiry, so it will not directly impact your credit score.

Can using Robinhood Gold hurt my credit?

Yes, it can. Using margin with Robinhood Gold is a loan. Failing to repay this loan could lead to negative reporting to credit bureaus.

Does the Robinhood Cash Card impact my credit score?

No, the Robinhood Cash Card is a debit card, not a credit card. Your spending activity with it is not reported to credit bureaus.

Our favorite card right now

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
No items found.