U.S. Bank Triple Cash Business Card Review
Enter your ZIP code
+120 more
+120 more

How it works

Enter ZIP

Start by entering your ZIP code so we can find the best local rates.

Personalize

Enter a few quick details to personalize your quotes.

Compare

Instantly see side-by-side quotes from top providers.

Save

Choose the best option and start saving in minutes.

Why compare with Kudos?

Serious savings

Users save up to $1,025† on annual premiums when they compare with Kudos.

Discounts

Your best rates are just a few clicks away.

No hidden fees. No catch

What you see is what you get. Compare real quotes in one place.

Buy online or over the phone

We empower you to buy insurance the way you want to.
Get Started →

Ready to Save?

Use code:
GET20

to get $20.00 back after your first eligible purchase of $30.00 or more.

Get Started For Free
Level up your card search
Create a Kudos account to level up your card search experience
$100 Kudos Kickstart+: Unlock $100 in Kickstart+ by adding select eligible cards to your Kudos Wallet.
Welcome offer guarantee: Found a better offer within 3 months? We’ll match it.
Approval odds: Get the most detailed analysis based on your credit report
$100 Kudos Kickstart+
Welcome offer guarantee
Comprehensive approval odds
Get Started For Free
Use code:
GET20

to get $20.00 back after your first eligible purchase of $30.00 or more.

Get Started For Free
Join 400,000+ members simplifying their finances & maximizing their card rewards
Join 400,000+ members simplifying their finances
Maximize card rewards
Stay on top of your finances
Discover new credit cards
A black x icon
Get Started For Free
A hamburger menu for page navigation
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

U.S. Bank Triple Cash Business Card Review

A business card offering 3% cash back on gas, office supplies, and cell services.

July 1, 2025

Small Kudos square logoAn upside down carrot icon
Person smiling inside a store

What Is the U.S. Bank Triple Cash Business Card?

The U.S. Bank Triple Cash Rewards Business Card is a rewards-focused credit card designed specifically for small business owners who want to maximize their cash back on everyday business expenses. This card stands out for its generous 3% cash back rate on gas and electric vehicle charging stations, office supply stores, and cell phone service providers, making it particularly attractive for businesses with significant spending in these categories.

One of the card's most compelling features is its 0% introductory APR offer on purchases and balance transfers for the first 15 billing cycles, providing valuable cash flow management flexibility for new businesses. After the introductory period, a variable APR applies based on creditworthiness and market conditions.

[[ SINGLE_CARD * {"id": "2354", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "No Fee Seekers", "headerHint": "No Fee Card"} ]]

Baggage Fees Are Everywhere. Here’s How to Use a Credit Card to Get Around Them

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

U.S. Bank Triple Cash Business Card Pros & Cons

Pros:

  • Earn 3% cash back at gas and electric vehicle charging stations, office supply stores, and cell phone service providers
  • $500 cash back bonus after spending $4,500 on eligible purchases within the first 150 days
  • 0% introductory APR on purchases and balance transfers for 15 billing cycles
  • No annual fee
  • Access to the Mastercard Easy Savings® Program
  • Integration with QuickBooks and FreshBooks for expense tracking
  • Additional employee cards at no extra cost

Cons:

  • Requires excellent credit for approval
  • Foreign transaction fees apply
  • Cash back redemption starts at $25
  • Must have a U.S. Bank account for real-time rewards
An icon of a lightbulb
Kudos Tip

Who Is the U.S. Bank Triple Cash Business Card For?

The U.S. Bank Triple Cash Business card is ideally suited for small business owners who:

  • Spend significantly on gas, office supplies, and telecommunications
  • Want to track business spending through integration with accounting software
  • Need flexible payment options through the ExtendPay® Plan
  • Value comprehensive travel and purchase protection benefits
  • Prefer cash back rewards over travel points
  • Want to issue employee cards with spending controls
More:

Comparing the U.S. Bank Triple Cash Business Card With Other Cards

When considering the U.S. Bank Triple Cash Business Card, it's helpful to compare it with other popular options in the business credit card category:

Capital One Venture X Business:

  • Annual fee: $395
  • Welcome offer: Substantial miles bonus after meeting spending requirements
  • Key rewards: 10X miles on hotels and rental cars, and 5X on flights and vacation rentals booked through Capital One’s travel booking site
  • Standout feature: 10,000 bonus miles each account anniversary

Ink Business Unlimited® Credit Card:

  • Annual fee: $0
  • Welcome offer: Large points bonus after meeting spending requirements
  • Key rewards: Unlimited 1.5% for all purchases
  • Standout feature: Unlimited 1.5% cash back rate with no categories to manage for consistent rewards on all business spendin

The Business Platinum Card® from American Express (See Rates & Fees):

  • Annual fee: $695
  • Welcome offer: Substantial points bonus after meeting spending requirements
  • Key rewards: Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com.
  • Standout feature: Access to over 1,400 airport lounges worldwide, access is limited to eligible Card Members

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.

Key Takeaways:

  • U.S. Bank Triple Cash Business Card excels in helping small business owners who want to maximize their cash back on everyday business expenses
  • Capital One Venture X Business offers high travel rewards
  • Ink Business Unlimited® Credit Card provides strong points on business-related categories
  • The Business Platinum Card® from American Express features premium travel perks

[[ CARD_LIST * {"ids": ["3444","1098", "2290"]} ]]

Consider Using Kudos

While the U.S. Bank Triple Cash Business card offers excellent rewards, you can maximize your earnings even further by using Kudos, a free AI-powered browser extension. Kudos helps ensure you're always using the right card for every purchase, potentially multiplying your rewards up to 5X during special Flash Boost events.

If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.

Our Expert Takeaway

The U.S. Bank Triple Cash Business card stands out as one of the best cash back business credit cards, particularly for its strong rewards in common business spending categories. The combination of no annual fee, generous welcome bonus, and 0% introductory APR makes it an attractive option for small business owners looking to maximize their rewards while managing cash flow.

U.S. Bank Triple Cash Business Card FAQ

What credit score do I need for the U.S. Bank Triple Cash Business card?

A credit score of 670 or higher is recommended for approval, though scores above 740 have the best chances.

How does the ExtendPay® Plan work?

The ExtendPay® Plan allows you to split larger purchases into fixed monthly payments with a fixed fee, rather than accruing variable interest charges.

Can I get additional employee cards?

Yes, you can request additional employee cards at no extra cost and set individual spending limits through the account controls feature.

What security features are included?

The card comes with zero fraud liability, Mastercard ID theft protection, purchase security, and 24/7 U.S.-based customer service.

How can I redeem my cash back rewards?

Cash back can be redeemed through the rewards center as a statement credit, deposited to a U.S. Bank account, or as a rewards card once you've accumulated at least $25 in rewards.

Does the card integrate with accounting software?

Yes, the card offers seamless integration with QuickBooks and FreshBooks for automated expense tracking and business spending tracking.

Unlock your extra benefits when you become a Kudos member

$100 Kudos Kickstart+: Unlock $100 in Kickstart+ Rewards by adding select approved cards to your Kudos Wallet.
Welcome offer guarantee: Found a better offer within 3 months? We’ll match it.
Approval odds: Get the most detailed analysis based on your credit report.
Create a free account
Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase of $30.00 or more.

Turn your online shopping into even more rewards

Stack your rewards like a pro: Earn even more, on top of your credit card’s rewards, just by shopping with Kudos.
Maximize rewards without thinking twice: At checkout, Kudos autofills your best card, so you always earn the most rewards.
Add to Chrome—it’s Free
Maximize your wallet beyond shopping. Kudos helps you track your spending, stay on top of your credit card perks, and provides you actionable insights based on your spend.

Join over 400,000 members simplifying their finances

Maximize card rewards: earn Kudos Boost rewards when you shop at your favorite stores.
Stay on top of your finances: monitor your transactions, spend, and credit score.
Discover new credit cards: get personally matched for a card that will earn you the most based on your spend history.
Create a free account
Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase of $30.00 or more.

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
No items found.