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Uber Pro Card Review: A Complete Guide to Uber's Driver Rewards Card
February 6, 2025
For Uber drivers looking to maximize their earnings, the Uber Pro Card represents a significant advancement in driver-focused financial products. This comprehensive review will examine the card's features, benefits, and potential drawbacks to help you determine if it's the right choice for your rideshare driving career.
What Is the Uber Pro Card?
The Uber Pro Card is a specialized debit card designed specifically for Uber rideshare drivers through Uber's digital banking partner, Branch. This Mastercard debit card integrates directly with your Uber driver account and offers various benefits tailored to drivers' needs, including instant payments, cashback rewards, and ATM access through the Allpoint network.
Uber Pro Card Pros & Cons
Pros:
- Instant access to earnings with automatic cashouts
- Up to 10% cashback on gas purchases at participating gas stations
- Additional cashback on EV charging for electric vehicle drivers
- No annual fees or debit card fees
- Free ATM withdrawals at Allpoint network locations
- Integration with the Mastercard Easy Savings program
- Restaurant discounts and retail outlet savings
- Simplified earnings tracking and savings management
Cons:
- Cashback cap limitations on monthly rewards
- Limited customer support with potentially long hold times
- Some features restricted by Uber Pro status levels
- Restricted to active Uber drivers only
- Potential disputes resolution challenges
Who Is the Uber Pro Card For?
The Uber Pro Card is specifically designed for active Uber rideshare drivers who want to:
- Access their earnings instantly without waiting for traditional payment processing
- Maximize savings on fuel costs through the cashback program
- Build credit history while earning rewards
- Manage their driving-related expenses more effectively
- Take advantage of the tiered rewards system based on their Uber Pro driver statuses
Comparing the Uber Pro Card with Other Cards
When considering the Uber Pro Card, it's helpful to compare it with other popular options in the cashback credit card category:
- Annual fee: $0
- Sign-up bonus: Cash bonus after meeting spending requirements
- Key rewards: 5% on travel purchased through Chase Travel℠, 3% on dining and drugstores, 1.5% on all other purchases
- Standout feature: Flexible redemption options including cash back, travel, and gift cards
Capital One Savor Cash Rewards Credit Card (rates & fees):
- Annual fee: $0
- Sign-up bonus: Cash bonus after meeting spending requirements
- Key rewards: 3% on dining, entertainment, popular streaming services, and grocery stores
- Standout feature: No foreign transaction fees
Blue Cash Everyday® Card from American Express (rates & fees):
- Annual fee: $0
- Welcome offer: Cash bonus after meeting spending requirements
- Key rewards: 3% at U.S. supermarkets (up to $6,000 per year, then 1%), 3% cash back up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout
- Standout feature: This card offers a generous intro of APR on purchases and balance transfers
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.
Key Takeaways:
- Uber Pro Card excels in [specific area]
- Chase Freedom Unlimited® offers diverse category bonuses
- Capital One Savor Cash Rewards Credit Card rewards dining and entertainment spending
- Blue Cash Everyday® Card from American Express provides strong rewards on everyday purchases
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Consider Using Kudos
While the Uber Pro Card offers excellent benefits for drivers, combining it with Kudos can help maximize your overall rewards strategy. Kudos is a free AI-powered browser extension that helps you optimize your credit card rewards across all your cards, including your Uber Pro Card.
Currently, Kudos is offering $20 back after your first eligible purchase — simply sign up for free with code "GET20" and make a purchase at a Boost merchant. This combination can help you maximize rewards both on and off the road.
Our Expert Takeaway
The Uber Pro Card represents a solid choice for active Uber drivers, particularly those who frequently purchase fuel or charge electric vehicles. The activation process is straightforward, and the application process is seamless for existing drivers. While the card has some limitations, its integration with the Uber platform and specific driver-focused benefits make it a valuable tool for managing rideshare-related expenses and earnings.
Uber Pro Card FAQ
How does the Uber Pro Card work?
The Uber Pro Card functions as a Mastercard debit card linked to a Branch checking account, providing instant access to Uber earnings and various cashback rewards based on your spending patterns and Uber Pro status.
What are the eligibility requirements for the Uber Pro Card?
You must be an active Uber driver in good standing to qualify for the card. The application process verifies your driver status through your Uber partnership with Branch.
Are there any fees associated with the Uber Pro Card?
The card has no annual fee or standard debit card fees. However, some ATM transactions outside the Allpoint network may incur charges.
How does the cashback program work?
Drivers earn tiered cashback rates based on their Uber Pro status, with up to 10% back on gas purchases and varying rates at eligible restaurants and eligible hotels.
Can I get a loan from Uber through the Pro Card?
While the card itself doesn't provide loans, Branch offers various financial products to cardholders who maintain good standing and demonstrate consistent earnings.
What should I do if I need help with my Uber Pro Card?
Contact the Uber support team through the app or reach out to Branch directly for assistance with card-specific issues or disputes.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
