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Achievement Unlocked: Turn Your Money Habits Into a Winning Streak
July 1, 2025
Building good financial habits is hard. Staying motivated to optimize your spending, maximize rewards, and follow through on money-saving insights? Even harder.
That’s why we’re thrilled to announce our newest feature: the Kudos Score, your weekly financial wellness tracker that transforms money management into an engaging, rewarding experience.
The Kudos Score: Gamified Financial Wellness
The Kudos Score shows how you're progressing each week toward better financial health. Unlike your credit score, it’s built around what you’re doing right now to unlock more value from your wallet. It’s a simple guide to smarter financial habits, more perks, and better rewards.
How It Works:
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Step 1: Receive Weekly Insights
Every Monday, get personalized recommendations powered by our Kudos Insights engine, including:
- Card optimization: “Your Chase Freedom earned 1x on groceries, but your Amex Gold would have earned 4X.”
- Benefit alerts: “Your $300 travel credit expires in 30 days.”
- Save on recurring bills: “Looks like you may be overpaying for auto insurance, compare rates to save up to $600/year.”
- Make your money work harder: “Here’s a breakdown of how you spent last week.”
- Cut wasted spend: “You're paying $47/month for unused subscriptions.”
- Avoid unnecessary fees: “Your $795 annual card fee is due in 30 days. This card isn't paying for itself — consider downgrading it.”
Step 2: Engage and Commit
Your score increases as you read and commit to acting on insights. The more you engage, the higher your score climbs.
Step 3: Track Progress
Get detailed reports showing how your actions impacted your financial wellness and maintain momentum.
What Your Weekly Score Means
- 90-100%: Financial wellness champion
- 75-89%: Strong engagement with room for improvement
- 60-74%: Building good habits consistently
- Below 60%: Great opportunity to improve! Start with one insight per week
Complete Financial Management in One App
Beyond the Kudos Score, we’ve built a comprehensive set of features that work seamlessly together. Our analysis shows users miss out on $441 annually in rewards by using the wrong cards, plus forget to redeem $624 in benefits each year. That’s over $1,000 in potential annual savings you can now capture!
Here are some of those features:
- View and manage ALL your credit cards in one dashboard
- Track balances and due dates simultaneously
- Coming soon: Pay all bills directly through Kudos
Credit Intelligence
- Monitor your VantageScore® 3.0 for free
- Get personalized card recommendations based on your actual credit profile
- Track credit utilization across all cards
- See clear approval chances (Excellent, High, Moderate, Low) for every card
- Powered by your credit score, utilization, account history, and recent inquiries
- Automatic Chase 5/24 status tracking across 3,000+ US cards
Getting Started
- Sign up for Kudos if you haven’t already (completely free)
- Add your credit cards to your Kudos wallet for unified management
- Connect your accounts for spending analysis
- Verify your credit score for approval odds
- Check for insights every Monday
- Act on recommendations that make sense
- Watch your score and savings climb
Financial wellness doesn’t have to be boring or overwhelming. With Kudos, you can turn money optimization into an engaging weekly game that delivers real results, all from one app. Ready to see what your complete Kudos experience looks like? It’s time to start turning insights into wins. Your wallet, your score, and your peace of mind will thank you.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
