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Does ALDI Take Apple Pay? (2025 Guide)
July 1, 2025
Quick Answer
Yes, ALDI accepts Apple Pay at all US store locations. Customers can use Apple Pay for contactless payments at checkout terminals in physical ALDI stores. However, Apple Pay is not available for online purchases through ALDI's Instacart partnership.
In-Store Payment Options at ALDI
ALDI welcomes Apple Pay and other contactless payment methods at their physical stores. Accepted payment methods include:
- Credit cards (Visa, Mastercard, Discover)
- Debit cards
- Mobile wallets (Apple Pay, Google Pay, Samsung Pay)
- EBT/SNAP benefits
- Link cards
- Cash
All checkout terminals are equipped with contactless readers, making it easy to tap-to-pay with your iPhone or Apple Watch. ALDI does not accept checks or WIC benefits.
Online Payment Options at ALDI
While ALDI partners with Instacart for online grocery delivery and pickup, Apple Pay is not currently accepted for these services. Online payment options include:
- Credit cards
- Debit cards
- EBT/SNAP (in participating states)
- Instacart gift cards
💡 Shopping Online? Before you checkout at ALDI through Instacart, install Kudos (free) to automatically earn more rewards. Kudos analyzes your credit cards and tells you which one will earn the most cash back or points for your purchase.
Tips for Shopping at ALDI
ALDI's unique shopping experience requires some preparation for the best results:
- Bring a quarter for cart rental (refundable)
- Pack your own bags or purchase reusable ALDI bags
- Consider carrying a backup payment method besides Apple Pay
- Set up your preferred credit card in Apple Wallet before shopping
💡 Pro tip: Use Kudos to identify which credit card offers the best grocery rewards rate at ALDI, as rates can vary significantly between cards.
How to Save Money at ALDI
ALDI offers several ways to maximize your savings:
- Shop Wednesday for new ALDI Finds
- Browse weekly Special Buys
- Look for red "Hot Deal" tags
- Check the ALDI weekly ad
- Buy ALDI-exclusive brands
💡 Stack your savings by using Kudos to ensure you're using the credit card with the highest grocery category rewards for your ALDI purchases.
Maximize Your Rewards at LEGO
Kudos focuses on helping you maximize your credit card rewards:
- Personalized Credit Card Recommendations: Kudos automatically suggests the best credit card to use for each purchase, ensuring you earn the most rewards, points, or cash back based on your spending patterns.
- Work with Over 15,000 Stores: Kudos integrates with a wide range of retailers, allowing you to earn rewards from a large variety of stores.
- Multiply Your Rewards: With Kudos, you can multiply your rewards up to 5X during exclusive “Flash Boost” events, unlocking even more savings.
- Discover New Cards: Kudos helps you discover the best credit cards for your needs, providing personalized recommendations that align with your spending habits.
Kudos is a powerful tool for maximizing your rewards and is a great addition to your shopping strategy.
If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.
Frequently Asked Questions
Does ALDI take contactless payments?
Yes, ALDI accepts contactless payments at all US locations, including Apple Pay and other digital wallets.
Can I use Apple Pay at all ALDI locations?
Yes, Apple Pay is accepted at all ALDI stores in the United States. However, it's not available for online orders through Instacart.
What other digital wallets does ALDI accept?
ALDI accepts Google Pay and Samsung Pay in addition to Apple Pay at their store locations.
Is there a limit on Apple Pay transactions at ALDI?
No, ALDI doesn't impose specific limits on Apple Pay transactions beyond your card's normal purchase limits.
What's the best way to maximize rewards at ALDI?
Install Kudos before shopping to identify which of your credit cards offers the highest rewards rate for grocery purchases at ALDI. Some cards offer up to 6% cash back on supermarket purchases, but you need to use the right card to earn maximum rewards.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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