Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
Does T.J. Maxx Take Apple Pay?
May 14, 2025

Quick Answer
Yes, T.J. Maxx accepts Apple Pay for both in-store and online purchases, providing a convenient contactless payment option for customers.
How to Use Apple Pay at T.J. Maxx
- Open the Wallet app on your iPhone and select your preferred card.
- Hold your iPhone near the contactless reader at the checkout counter.
- Authenticate the payment using Face ID, Touch ID, or your passcode.
Alternative Payment Methods Accepted at T.J. Maxx
Here are the alternative payment methods accepted at T.J. Maxx:
- Credit and Debit Cards: Visa, MasterCard, American Express, Discover
- Store-Branded Credit Cards: TJX Rewards® Platinum MasterCard®, TJX Rewards® Credit Card
- Gift Cards: T.J. Maxx gift cards, Marshalls gift cards, HomeGoods gift cards, major branded gift cards (Visa, MasterCard, American Express, Discover)
- Cash: Accepted in-store
- Personal Checks: Accepted in-store, subject to electronic verification procedures
- Mobile Wallets: Apple Pay (in-store and online), Google Pay (in-store), Samsung Pay (in-store)
- Online Payment Methods: PayPal (online purchases only)
- Buy Now, Pay Later (BNPL) Services: Zip (online purchases), Afterpay (online and in-store purchases)
T.J. Maxx Online Payment Options
When shopping online at T.J. Maxx, customers have several convenient payment options:
- Credit and Debit Cards: Major cards like Visa, MasterCard, American Express, and Discover are accepted.
- TJX Rewards® Credit Cards: Use the TJX Rewards® Platinum MasterCard® or the TJX Rewards® Credit Card.
- Gift Cards: T.J. Maxx, Marshalls, HomeGoods, and major branded gift cards are accepted.
- Apple Pay: Available for secure and quick online transactions.
- PayPal: Use PayPal for a seamless online checkout experience.
When shopping at T.J. Maxx online, use Kudos to ensure you're using the credit card that will earn you the most rewards when purchasing items, as some cards offer up to 6% cash back at certain stores.
Use Kudos When You Shop Online at T.J. Maxx
Kudos is a powerful tool for maximizing your rewards and is a great addition to your shopping strategy. We focus on helping you maximize your credit card rewards:
- Personalized Credit Card Recommendations: Kudos automatically suggests the best credit card to use for each purchase, ensuring you earn the most rewards, points, or cash back based on your spending patterns.
- Work with Over 15,000 Stores: Kudos integrates with a wide range of retailers, allowing you to earn rewards from a large variety of stores.
- Multiply Your Rewards: With Kudos, you can multiply your rewards up to 5X during exclusive “Flash Boost” events, unlocking even more savings.
- Discover New Cards: Kudos helps you discover the best credit cards for your needs, providing personalized recommendations that align with your spending habits.
If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase—just sign-up for free with code "GET20" and make a purchase at a Boost merchant.
Frequently Asked Questions
Can I use Apple Pay at T.J. Maxx?
Yes, T.J. Maxx accepts Apple Pay for both in-store and online purchases, providing a convenient and secure payment option for customers.
What other contactless payment methods are accepted at T.J. Maxx besides Apple Pay?
In addition to Apple Pay, T.J. Maxx accepts Google Pay and Samsung Pay for in-store purchases, and PayPal for online transactions.
Can I use Apple Pay for returns at T.J. Maxx?
Yes, T.J. Maxx allows returns for purchases made with Apple Pay. Ensure you have your digital receipt or the original payment method for a smooth return process.
Are there any fees for using Apple Pay at T.J. Maxx?
No, T.J. Maxx does not charge any additional fees for using Apple Pay, making it a cost-effective and convenient payment option.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.