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Does Venmo Take Apple Pay?
May 14, 2025

Quick Answer
Yes, Venmo accepts Apple Pay. Users can add their Venmo Debit and Credit Cards to Apple Pay for contactless payments via their mobile devices.
How to Use Apple Pay at Venmo
- Open the Venmo app on your iPhone.
- Select the "Pay" option and choose Apple Pay as your payment method.
- Hold your iPhone near the contactless reader until the transaction completes.
Alternative Payment Methods Accepted at Venmo
Venmo supports a variety of alternative payment methods to cater to different user preferences.
- Bank Accounts: Users can link U.S. bank accounts to their Venmo profiles for transactions.
- Credit Cards: Venmo accepts network-branded cards such as American Express, Discover, MasterCard, and Visa, provided they are registered under the user's name.
- Debit Cards: Network-branded debit cards like American Express, Discover, MasterCard, and Visa can be used for transactions.
- Prepaid Cards: Network-branded prepaid cards (e.g., American Express, Discover, MasterCard, Visa) can be added to Venmo if they are registered in the user's name.
- Mobile Wallets: Venmo Debit and Credit Cards can be added to Apple Pay, Google Pay, and Samsung Pay for contactless payments.
- Venmo Cards: Venmo offers a Debit Card (MasterCard) and a Credit Card (Visa) for spending the Venmo balance and earning cash back, respectively.
- In-Store Payments: Users can pay using QR codes or the "Tap to Pay" feature at participating stores.
- Online Payments: Venmo can be used for purchases through partner apps and mobile websites.
- Gift Cards: Network-branded prepaid gift cards can be added to Venmo accounts if registered in the user's name.
- Contactless Payments (NFC): Venmo supports NFC payments through its integration with Apple Pay, Google Pay, and Samsung Pay.
- Cash Transactions: Venmo does not handle cash transactions; users cannot deposit or withdraw physical cash directly through Venmo.
- Alternative Payment Forms: Venmo does not support payments using EBT cards, FSA, or similar alternative payment methods.
Venmo Online Payment Options
Venmo provides several convenient online payment options for its users:
- Bank Accounts: Link U.S. bank accounts for seamless transactions.
- Debit and Credit Cards: Use network-branded cards like American Express, Discover, MasterCard, and Visa.
- Prepaid Cards: Add network-branded prepaid cards registered in your name.
- Authorized Merchants: Pay through partner apps and mobile websites.
- Venmo Balance: Use your Venmo balance for online purchases.
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Use Kudos When You Shop Online at Venmo
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- Discover New Cards: Kudos helps you discover the best credit cards for your needs, providing personalized recommendations that align with your spending habits.
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Frequently Asked Questions
Can I use Apple Pay with Venmo?
Yes, you can add your Venmo Debit and Credit Cards to Apple Pay for contactless payments using your mobile device.
Can I use Apple Pay to add funds to my Venmo account?
No, you cannot use Apple Pay to add funds directly to your Venmo account. You can only use linked bank accounts, debit cards, or credit cards.
Can I use Apple Pay to make purchases with Venmo?
Yes, you can use Apple Pay to make purchases with Venmo by adding your Venmo Debit or Credit Card to Apple Pay for contactless payments.
Can I use Apple Pay to withdraw cash from Venmo?
No, you cannot use Apple Pay to withdraw cash from Venmo. Venmo does not support cash transactions or withdrawals through its platform.
Supercharge Your Credit Cards
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.