Don't Lose $227.95: Your Amex Platinum Credits Expire in Days
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Don't Lose $227.95: Your Amex Platinum Credits Expire in Days

Time-sensitive alert: Maximize your Amex Platinum credits before they expire and disappear forever.

July 1, 2025

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Lululemon

Last chance alert! If you're an The Platinum Card® from American Express (See Rates & Fees) cardmember, you have just days left to use over $200 worth of valuable credits before they disappear forever. Here's everything you need to know about maximizing your Amex Platinum benefits before September 30th, 2025.

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$227.95 in Amex Platinum Credits Expiring Soon

Your Amex Platinum card comes loaded with premium credits designed to offset the annual fee, but these benefits operate on a "use it or lose it" basis. Here's what's expiring at month's end:

Time-Sensitive Credits to Use Now

$100 Resy Credit: The largest expiring benefit, your $100 Resy credit must be used for dining reservations and experiences through the Resy platform. This credit typically resets quarterly, so any unused portion from this period will be lost.

Quick activation tip: Book a high-end dinner reservation for October to use your remaining credit.

$75 Lululemon Credi:t Perfect for activewear enthusiasts, this credit applies to purchases at Lululemon stores and online. With fall gear launching, it's an ideal time to refresh your workout wardrobe.

$25 Entertainment Credit: This versatile credit works across various entertainment platforms and venues. Check your Amex offers section for eligible merchants in your area.

$15 Uber Cash: While smaller, this monthly Uber credit adds up over time. Use it for rides or Uber Eats orders before the month ends.

$12.95 Walmart+ Credit: This monthly credit covers your Walmart+ membership, providing free shipping and grocery delivery benefits.

More:

Amex Platinum 2025 Refresh: Is the $895 Fee Worth It, or Should You Downgrade?

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How to Check Your Remaining Credit Balances

  1. Log into your Amex account online or through the mobile app
  2. Navigate to "Benefits" or "Amex Offers" section
  3. Review each credit's status and expiration date
  4. Plan your spending for maximum value extraction
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Strategic Ways to Maximize Expiring Credits

For the $100 Resy Credit:

  • Book premium dining experiences for future dates
  • Consider purchasing Resy gift cards if available
  • Look for exclusive restaurant events and tastings

For the $75 Lululemon Credit:

  • Stock up on basics like leggings or sports bras
  • Take advantage of any current promotions or new arrivals
  • Consider gifts for upcoming birthdays or holidays

For Smaller Credits:

  • Combine multiple credits in a single shopping session
  • Use Uber Cash for grocery delivery to stack savings
  • Apply entertainment credits to streaming services or movie tickets
More:

Why These Credits Matter for Your Bottom Line

With the Amex Platinum's $895 annual fee, maximizing these credits is absolutely crucial for a positive return on investment. The $227.95 in expiring benefits represents over a quarter of your annual fee recovery. Missing these credits effectively increases your card's cost.

What Happens to Unused Credits?

Unfortunately, unused Amex Platinum credits don't roll over or carry forward. They simply disappear at the end of their designated period, which is why acting quickly is crucial.

Never Miss Credits Again: Automatic Tracking with Kudos

Tired of scrambling at month's end to use expiring credits? There's a smarter way to manage your Amex Platinum benefits. Kudos' Hidden Perks feature automatically tracks all your credit card benefits, including your Amex Platinum credits.

Here's how it helps:

Automated Credit Monitoring

  • Real-time tracking of all your available credits and their expiration dates
  • Smart notifications when credits are about to expire (no more last-minute panic!)
  • Usage analysis showing which credits you've used and which you're missing
  • Personalized reminders based on your spending patterns

How Kudos Prevents Credit Loss

Instead of manually checking your Amex account each month, we will:

  • Automatically identify your $100 Resy credit status
  • Track your $75 Lululemon credit 
  • Monitor smaller credits like Uber Cash and Walmart+
  • Sends timely reminders to you before any credit expires

The bottom line: The average cardholder leaves $300 worth of credit card benefits unused annually. With automated tracking, you'll never be part of that statistic again.

Take Action Before It's Too Late

With just days remaining in September, now is the time to audit your Amex Platinum credits and make strategic purchases. Don't let $227.95 in value slip away. Your wallet will thank you. Ready to maximize your credit card rewards? Make sure you're getting the most value from all your cards, not just your Amex Platinum. With Kudos, you’ll never leave money on the table again.

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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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