Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!
How to Maximize the Chase Sapphire Reserve Business $100 GiftCards.com Credit (2025 Guide)
July 1, 2025
The brand new Chase Sapphire Reserve for Business℠ card recently made waves in the credit card world with its premium benefits and substantial welcome bonus. Among its many perks is a valuable $100 annual credit for GiftCards.com purchases that many cardholders are already putting to good use.
[[ SINGLE_CARD * {"id": "18167", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "$300 Travel Credit"} ]]
What is the Chase Sapphire Reserve Business GiftCards.com Credit?
The Chase Sapphire Reserve Business card offers cardholders up to $100 per year in statement credits when purchasing gift cards from the dedicated portal at giftcards.com/reservebusiness.
This benefit is structured as a semi-annual credit, giving you:
- $50 credit from January to June
- $50 credit from July to December
Important: These credits don't roll over, so you'll forfeit any unused portion if you don't redeem them during their respective periods. The good news? No enrollment is required to activate this benefit. Also good news? Kudos will remind you to use this credit if you haven’t yet!
How to Use the GiftCards.com Credit
Using this credit is straightforward:
- Visit the dedicated portal: Go to giftcards.com/reservebusiness
- Choose your gift card: Select from 20+ available merchants
- Make your purchase: Pay with your Chase Sapphire Reserve Business card
- Receive your credit: Statement credit typically posts within 1-2 days
Available Gift Card Options
The curated selection includes 20 popular merchants across dining, entertainment, shopping, and wellness categories:
Dining & Entertainment
- Bloomin' Brands (Outback Steakhouse, Carrabba's, Fleming's, Bonefish Grill)
- Brinker-Chili's (Chili's, On the Border, Maggiano's)
- Chipotle
- Darden Restaurants (Olive Garden, Longhorn Steakhouse, Cheddar's)
- Dave & Buster's
- DoorDash
- Fandango
- Landry's Restaurants (Morton's Steakhouse, Rainforest Cafe)
- Panera Bread
- Topgolf
Shopping & Wellness
- Barnes & Noble
- Bloomingdale's
- Lululemon
- Macy's
- Nordstrom
- Sephora
- Spafinder
- TJX Multi-Brand (TJ Maxx, Marshalls, HomeGoods)
- Ulta Beauty
- Wayfair
Most merchants offer gift cards ranging from $10 to $500, available in both digital and physical formats.
Real User Experience: How Fast Does the Credit Post?
According to early cardholders who've already used this benefit, the statement credit posts remarkably quickly. One user reported purchasing a $50 DoorDash gift card and seeing the credit appear on their account within 24 hours for both June and July purchases.
This quick posting time makes the benefit much more user-friendly compared to other credit card perks that can take 6-8 weeks to process.
Pro Tips for Maximizing This Credit
1. Time Your Applications Strategically
Getting your card before the end of June or December allows you to immediately use one of the $50 credits, maximizing your first-year value.
2. Choose Versatile Gift Cards
Consider gift cards that work across multiple brands (like TJX Multi-Brand) or services you use regularly (like DoorDash for food delivery).
3. Use Kudos: We Will Remind You
Since credits don't roll over, you’ll want to make sure you use them for May/June and November/December. Don’t worry though - Kudos will remind you automatically!
How This Compares to Other Premium Card Benefits
The GiftCards.com credit is part of a broader trend of credit card issuers partnering with gift card platforms to provide flexible redemption options. What makes this benefit particularly attractive:
- No enrollment required (unlike many other card benefits)
- Quick credit posting (typically within 1-2 days)
- Diverse merchant selection (20+ brands across multiple categories)
- Flexible denominations ($10-$500 range for most merchants)
Is the Chase Sapphire Reserve Business Worth It?
With a $795 annual fee, the Chase Sapphire Reserve Business is a significant investment. However, when you stack the GiftCards.com credit with other benefits like:
- $300 annual travel credit
- $300 annual DoorDash credits
- $200 Google Workspace credit
- $120 Lyft credits
- 200,000-point welcome bonus
The math can work out favorably for high-spending business owners who can maximize these credits. Not sure if the $795 annual fee is worth it for your situation? Our free Dream Wallet tool analyzes your spending to show you exactly how much value you'd get from this card.
Bottom Line
The Chase Sapphire Reserve Business GiftCards.com credit is one of the easier premium card benefits to use, with quick posting times and a solid selection of popular merchants. While you can't get a flexible Visa gift card, the curated selection covers most common spending categories, making it likely you'll find value in at least one of the available options.
Ready to start maximizing your credit card benefits? Free tools like Kudos can help you track all your credit card benefits and spending to ensure you're maximizing every dollar and never missing out on the GiftCards.com and other valuable credit card credits.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
