Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Ink Business Cash® Credit Card Review: A Complete Guide

A no-fee business card with 5% cash back on office expenses.

February 6, 2025

Small Kudos square logoAn upside down carrot icon
Variety of office supplies

What Is the Ink Business Cash® Credit Card?

The Ink Business Cash® Credit Card is Chase's premier no-annual-fee business credit card designed for small business owners and entrepreneurs. It offers exceptional rewards on common business expenses, particularly office supplies and internet services. New cardmembers can earn $750 bonus cash back after spending $6,000 on purchases in the first three months from account opening.

More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Ink Business Cash® Credit Card Pros & Cons

Pros:

  • Generous 5% cash-back categories on office supply stores and internet, cable, and phone services (up to $25,000 annually)
  • 2% cash back at gas stations and restaurants (up to $25,000 annually)
  • No annual fee
  • Unlimited employee cards at no additional cost
  • Comprehensive purchase protection benefits
  • Auto rental coverage for business rentals
  • Extended warranty protection on eligible purchases

Cons:

  • Spending caps on bonus categories
  • Foreign transaction fees apply
  • Requires excellent credit for approval
  • Best rewards redemption requires pairing with premium Chase cards
An icon of a lightbulb
Kudos Tip
More:

Who Is the Ink Business Cash® Credit Card For?

This card is ideally suited for small business owners, freelancers, and sole proprietorships with significant spending on office supplies and business services.

It's particularly valuable for businesses that:

  • Spend heavily on office supplies and telecommunications services
  • Want to earn rewards without paying an annual fee
  • Need to issue multiple employee cards
  • Prefer cash back over travel rewards
  • Have excellent credit and established business relationship
More:

Comparing the Ink Business Cash® With Other Credit Cards

When considering the Ink Business Cash®, it's helpful to compare it with other popular options in the business credit card category:

Capital One Venture X Business:

  • Annual fee: $395
  • Sign-up bonus: Substantial miles bonus after meeting spending requirements
  • Key rewards: 10X miles on hotels and rental cars, and 5X on flights and vacation rentals booked through Capital One Travel
  • Standout feature: 10,000 bonus miles each account anniversary

Ink Business Preferred® Credit Card:

  • Annual fee: $95
  • Sign-up bonus: Large points bonus after meeting spending requirements
  • Key rewards: 3X points on travel, shipping, internet, cable, phone services, and advertising purchases made with social media sites and search engines on the first $150,000 spent
  • Standout feature: Cell phone protection when you pay your monthly cell phone bill with your card

The Business Platinum Card® from American Express (rates & fees):

  • Annual fee: $695
  • Welcome offer: Substantial points bonus after meeting spending requirements
  • Key rewards: 5X points on flights and prepaid hotels booked through Amex Travel, 1.5X points on eligible purchases of $5,000 or more, up to $2 million per calendar year
  • Standout feature: Access to over 1,400 airport lounges worldwide, access is limited to eligible Card Members

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.

Key Takeaways:

  • Ink Business Cash® excels in offering exceptional rewards on common business expenses
  • Capital One Venture X Business offers high travel rewards
  • Ink Business Preferred® provides strong points on business-related categories
  • The Business Platinum Card® from American Express features premium travel perks

[[ CARD_LIST * {"ids": ["3444","1100", "2290"]} ]]

Consider Using Kudos

While the Ink Business Cash® Credit Card offers excellent rewards, you can maximize your earnings by using Kudos, a free AI-powered browser extension. Kudos automatically recommends the best card to use for each purchase, ensuring you never miss out on bonus categories or special offers. They're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.

Our Expert Takeaway

The Ink Business Cash® Credit Card is an excellent choice for small businesses looking to maximize rewards on office supplies and business services without paying an annual fee. Its combination of high reward rates, valuable welcome bonus, and comprehensive benefits make it a strong contender in the business credit card market.

Ink Business Cash® Credit Card FAQ

What is the welcome bonus for the Ink Business Cash® Credit Card?

New cardmembers can earn $750 bonus cash back after spending $6,000 in the first three months from account opening.

Are there any spending limits on reward categories?

Yes, the 5% and 2% cash-back categories are limited to $25,000 in combined purchases each account anniversary year.

Can I add employee cards to my account?

Yes, you can add unlimited employee cards at no additional cost and set individual spending limits for each card.

How do I redeem rewards earned with the Ink Business Cash® Credit Card?

Rewards can be redeemed for cash back, gift cards, travel through the Chase travel portal, or transferred to Chase travel partners (when paired with eligible Chase cards).

What purchase protection benefits does the card offer?

The card provides purchase protection, extended warranty protection, and primary rental car collision damage waiver for business rentals.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Kudos, featured on:
200,000 members and counting
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Ink Business Cash® Credit Card Review: A Complete Guide

A no-fee business card with 5% cash back on office expenses.

February 6, 2025

Small Kudos square logoAn upside down carrot icon

What Is the Ink Business Cash® Credit Card?

The Ink Business Cash® Credit Card is Chase's premier no-annual-fee business credit card designed for small business owners and entrepreneurs. It offers exceptional rewards on common business expenses, particularly office supplies and internet services. New cardmembers can earn $750 bonus cash back after spending $6,000 on purchases in the first three months from account opening.

More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Ink Business Cash® Credit Card Pros & Cons

Pros:

  • Generous 5% cash-back categories on office supply stores and internet, cable, and phone services (up to $25,000 annually)
  • 2% cash back at gas stations and restaurants (up to $25,000 annually)
  • No annual fee
  • Unlimited employee cards at no additional cost
  • Comprehensive purchase protection benefits
  • Auto rental coverage for business rentals
  • Extended warranty protection on eligible purchases

Cons:

  • Spending caps on bonus categories
  • Foreign transaction fees apply
  • Requires excellent credit for approval
  • Best rewards redemption requires pairing with premium Chase cards
An icon of a lightbulb
Kudos Tip
More:

Who Is the Ink Business Cash® Credit Card For?

This card is ideally suited for small business owners, freelancers, and sole proprietorships with significant spending on office supplies and business services.

It's particularly valuable for businesses that:

  • Spend heavily on office supplies and telecommunications services
  • Want to earn rewards without paying an annual fee
  • Need to issue multiple employee cards
  • Prefer cash back over travel rewards
  • Have excellent credit and established business relationship
More:

Comparing the Ink Business Cash® With Other Credit Cards

When considering the Ink Business Cash®, it's helpful to compare it with other popular options in the business credit card category:

Capital One Venture X Business:

  • Annual fee: $395
  • Sign-up bonus: Substantial miles bonus after meeting spending requirements
  • Key rewards: 10X miles on hotels and rental cars, and 5X on flights and vacation rentals booked through Capital One Travel
  • Standout feature: 10,000 bonus miles each account anniversary

Ink Business Preferred® Credit Card:

  • Annual fee: $95
  • Sign-up bonus: Large points bonus after meeting spending requirements
  • Key rewards: 3X points on travel, shipping, internet, cable, phone services, and advertising purchases made with social media sites and search engines on the first $150,000 spent
  • Standout feature: Cell phone protection when you pay your monthly cell phone bill with your card

The Business Platinum Card® from American Express (rates & fees):

  • Annual fee: $695
  • Welcome offer: Substantial points bonus after meeting spending requirements
  • Key rewards: 5X points on flights and prepaid hotels booked through Amex Travel, 1.5X points on eligible purchases of $5,000 or more, up to $2 million per calendar year
  • Standout feature: Access to over 1,400 airport lounges worldwide, access is limited to eligible Card Members

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.

Key Takeaways:

  • Ink Business Cash® excels in offering exceptional rewards on common business expenses
  • Capital One Venture X Business offers high travel rewards
  • Ink Business Preferred® provides strong points on business-related categories
  • The Business Platinum Card® from American Express features premium travel perks

[[ CARD_LIST * {"ids": ["3444","1100", "2290"]} ]]

Consider Using Kudos

While the Ink Business Cash® Credit Card offers excellent rewards, you can maximize your earnings by using Kudos, a free AI-powered browser extension. Kudos automatically recommends the best card to use for each purchase, ensuring you never miss out on bonus categories or special offers. They're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.

Our Expert Takeaway

The Ink Business Cash® Credit Card is an excellent choice for small businesses looking to maximize rewards on office supplies and business services without paying an annual fee. Its combination of high reward rates, valuable welcome bonus, and comprehensive benefits make it a strong contender in the business credit card market.

Ink Business Cash® Credit Card FAQ

What is the welcome bonus for the Ink Business Cash® Credit Card?

New cardmembers can earn $750 bonus cash back after spending $6,000 in the first three months from account opening.

Are there any spending limits on reward categories?

Yes, the 5% and 2% cash-back categories are limited to $25,000 in combined purchases each account anniversary year.

Can I add employee cards to my account?

Yes, you can add unlimited employee cards at no additional cost and set individual spending limits for each card.

How do I redeem rewards earned with the Ink Business Cash® Credit Card?

Rewards can be redeemed for cash back, gift cards, travel through the Chase travel portal, or transferred to Chase travel partners (when paired with eligible Chase cards).

What purchase protection benefits does the card offer?

The card provides purchase protection, extended warranty protection, and primary rental car collision damage waiver for business rentals.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Ink Business Cash® Credit Card Review: A Complete Guide

A no-fee business card with 5% cash back on office expenses.

February 6, 2025

Small Kudos square logoAn upside down carrot icon
Variety of office supplies

What Is the Ink Business Cash® Credit Card?

The Ink Business Cash® Credit Card is Chase's premier no-annual-fee business credit card designed for small business owners and entrepreneurs. It offers exceptional rewards on common business expenses, particularly office supplies and internet services. New cardmembers can earn $750 bonus cash back after spending $6,000 on purchases in the first three months from account opening.

More:

Ink Business Cash® Credit Card Pros & Cons

Pros:

  • Generous 5% cash-back categories on office supply stores and internet, cable, and phone services (up to $25,000 annually)
  • 2% cash back at gas stations and restaurants (up to $25,000 annually)
  • No annual fee
  • Unlimited employee cards at no additional cost
  • Comprehensive purchase protection benefits
  • Auto rental coverage for business rentals
  • Extended warranty protection on eligible purchases

Cons:

  • Spending caps on bonus categories
  • Foreign transaction fees apply
  • Requires excellent credit for approval
  • Best rewards redemption requires pairing with premium Chase cards
An icon of a lightbulb
Kudos Tip
More:

Who Is the Ink Business Cash® Credit Card For?

This card is ideally suited for small business owners, freelancers, and sole proprietorships with significant spending on office supplies and business services.

It's particularly valuable for businesses that:

  • Spend heavily on office supplies and telecommunications services
  • Want to earn rewards without paying an annual fee
  • Need to issue multiple employee cards
  • Prefer cash back over travel rewards
  • Have excellent credit and established business relationship
More:

Comparing the Ink Business Cash® With Other Credit Cards

When considering the Ink Business Cash®, it's helpful to compare it with other popular options in the business credit card category:

Capital One Venture X Business:

  • Annual fee: $395
  • Sign-up bonus: Substantial miles bonus after meeting spending requirements
  • Key rewards: 10X miles on hotels and rental cars, and 5X on flights and vacation rentals booked through Capital One Travel
  • Standout feature: 10,000 bonus miles each account anniversary

Ink Business Preferred® Credit Card:

  • Annual fee: $95
  • Sign-up bonus: Large points bonus after meeting spending requirements
  • Key rewards: 3X points on travel, shipping, internet, cable, phone services, and advertising purchases made with social media sites and search engines on the first $150,000 spent
  • Standout feature: Cell phone protection when you pay your monthly cell phone bill with your card

The Business Platinum Card® from American Express (rates & fees):

  • Annual fee: $695
  • Welcome offer: Substantial points bonus after meeting spending requirements
  • Key rewards: 5X points on flights and prepaid hotels booked through Amex Travel, 1.5X points on eligible purchases of $5,000 or more, up to $2 million per calendar year
  • Standout feature: Access to over 1,400 airport lounges worldwide, access is limited to eligible Card Members

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.

Key Takeaways:

  • Ink Business Cash® excels in offering exceptional rewards on common business expenses
  • Capital One Venture X Business offers high travel rewards
  • Ink Business Preferred® provides strong points on business-related categories
  • The Business Platinum Card® from American Express features premium travel perks

[[ CARD_LIST * {"ids": ["3444","1100", "2290"]} ]]

Consider Using Kudos

While the Ink Business Cash® Credit Card offers excellent rewards, you can maximize your earnings by using Kudos, a free AI-powered browser extension. Kudos automatically recommends the best card to use for each purchase, ensuring you never miss out on bonus categories or special offers. They're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.

Our Expert Takeaway

The Ink Business Cash® Credit Card is an excellent choice for small businesses looking to maximize rewards on office supplies and business services without paying an annual fee. Its combination of high reward rates, valuable welcome bonus, and comprehensive benefits make it a strong contender in the business credit card market.

Ink Business Cash® Credit Card FAQ

What is the welcome bonus for the Ink Business Cash® Credit Card?

New cardmembers can earn $750 bonus cash back after spending $6,000 in the first three months from account opening.

Are there any spending limits on reward categories?

Yes, the 5% and 2% cash-back categories are limited to $25,000 in combined purchases each account anniversary year.

Can I add employee cards to my account?

Yes, you can add unlimited employee cards at no additional cost and set individual spending limits for each card.

How do I redeem rewards earned with the Ink Business Cash® Credit Card?

Rewards can be redeemed for cash back, gift cards, travel through the Chase travel portal, or transferred to Chase travel partners (when paired with eligible Chase cards).

What purchase protection benefits does the card offer?

The card provides purchase protection, extended warranty protection, and primary rental car collision damage waiver for business rentals.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
Kudos, featured on:
200,000 members and counting
Advertiser Disclosure
A blue checkmark icon
Fact Checked
A black x icon

Kudos has partnered with CardRatings and Red Ventures for our coverage of credit card products. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Kudos may receive commission from card issuers. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos tries to include as many card companies and offers as we are aware of, including offers from issuers that don't pay us, but we may not cover all card companies or all available card offers. You don't have to use our links, but we're grateful when you do!

Got it
Special Offer:

Ink Business Cash® Credit Card Review: A Complete Guide

A no-fee business card with 5% cash back on office expenses.

February 6, 2025

Small Kudos square logoAn upside down carrot icon

What Is the Ink Business Cash® Credit Card?

The Ink Business Cash® Credit Card is Chase's premier no-annual-fee business credit card designed for small business owners and entrepreneurs. It offers exceptional rewards on common business expenses, particularly office supplies and internet services. New cardmembers can earn $750 bonus cash back after spending $6,000 on purchases in the first three months from account opening.

More:

Ink Business Cash® Credit Card Pros & Cons

Pros:

  • Generous 5% cash-back categories on office supply stores and internet, cable, and phone services (up to $25,000 annually)
  • 2% cash back at gas stations and restaurants (up to $25,000 annually)
  • No annual fee
  • Unlimited employee cards at no additional cost
  • Comprehensive purchase protection benefits
  • Auto rental coverage for business rentals
  • Extended warranty protection on eligible purchases

Cons:

  • Spending caps on bonus categories
  • Foreign transaction fees apply
  • Requires excellent credit for approval
  • Best rewards redemption requires pairing with premium Chase cards
An icon of a lightbulb
Kudos Tip
More:

Put your cards to work.

Kudos is your ultimate financial companion, helping you effortlessly manage multiple credit cards, monitor your credit score, and maximize your rewards—all in one convenient platform.
Add to Chrome – It’s Free

Who Is the Ink Business Cash® Credit Card For?

This card is ideally suited for small business owners, freelancers, and sole proprietorships with significant spending on office supplies and business services.

It's particularly valuable for businesses that:

  • Spend heavily on office supplies and telecommunications services
  • Want to earn rewards without paying an annual fee
  • Need to issue multiple employee cards
  • Prefer cash back over travel rewards
  • Have excellent credit and established business relationship
More:

Comparing the Ink Business Cash® With Other Credit Cards

When considering the Ink Business Cash®, it's helpful to compare it with other popular options in the business credit card category:

Capital One Venture X Business:

  • Annual fee: $395
  • Sign-up bonus: Substantial miles bonus after meeting spending requirements
  • Key rewards: 10X miles on hotels and rental cars, and 5X on flights and vacation rentals booked through Capital One Travel
  • Standout feature: 10,000 bonus miles each account anniversary

Ink Business Preferred® Credit Card:

  • Annual fee: $95
  • Sign-up bonus: Large points bonus after meeting spending requirements
  • Key rewards: 3X points on travel, shipping, internet, cable, phone services, and advertising purchases made with social media sites and search engines on the first $150,000 spent
  • Standout feature: Cell phone protection when you pay your monthly cell phone bill with your card

The Business Platinum Card® from American Express (rates & fees):

  • Annual fee: $695
  • Welcome offer: Substantial points bonus after meeting spending requirements
  • Key rewards: 5X points on flights and prepaid hotels booked through Amex Travel, 1.5X points on eligible purchases of $5,000 or more, up to $2 million per calendar year
  • Standout feature: Access to over 1,400 airport lounges worldwide, access is limited to eligible Card Members

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Each card offers unique benefits tailored to different spending habits and preferences. Consider your personal financial goals when choosing the best card for you.

Key Takeaways:

  • Ink Business Cash® excels in offering exceptional rewards on common business expenses
  • Capital One Venture X Business offers high travel rewards
  • Ink Business Preferred® provides strong points on business-related categories
  • The Business Platinum Card® from American Express features premium travel perks

[[ CARD_LIST * {"ids": ["3444","1100", "2290"]} ]]

Consider Using Kudos

While the Ink Business Cash® Credit Card offers excellent rewards, you can maximize your earnings by using Kudos, a free AI-powered browser extension. Kudos automatically recommends the best card to use for each purchase, ensuring you never miss out on bonus categories or special offers. They're currently offering $20 back after your first eligible purchase — just sign-up for free with code "GET20" and make a purchase at a Boost merchant.

Our Expert Takeaway

The Ink Business Cash® Credit Card is an excellent choice for small businesses looking to maximize rewards on office supplies and business services without paying an annual fee. Its combination of high reward rates, valuable welcome bonus, and comprehensive benefits make it a strong contender in the business credit card market.

Ink Business Cash® Credit Card FAQ

What is the welcome bonus for the Ink Business Cash® Credit Card?

New cardmembers can earn $750 bonus cash back after spending $6,000 in the first three months from account opening.

Are there any spending limits on reward categories?

Yes, the 5% and 2% cash-back categories are limited to $25,000 in combined purchases each account anniversary year.

Can I add employee cards to my account?

Yes, you can add unlimited employee cards at no additional cost and set individual spending limits for each card.

How do I redeem rewards earned with the Ink Business Cash® Credit Card?

Rewards can be redeemed for cash back, gift cards, travel through the Chase travel portal, or transferred to Chase travel partners (when paired with eligible Chase cards).

What purchase protection benefits does the card offer?

The card provides purchase protection, extended warranty protection, and primary rental car collision damage waiver for business rentals.

Supercharge Your Credit Cards

Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.

Get Started

Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

In this article

No items found.
No items found.