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The Best Credit Card Transfer Bonuses: June 2025 Edition
December 12, 2024
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Summer travel season is upon us, and credit card issuers are rolling out some fantastic transfer bonuses to help you maximize your points and miles. If you're new to the points and miles game, transfer bonuses are special promotions where you can move your credit card rewards to airline or hotel partners at enhanced rates – sometimes getting 20%, 30%, or even higher bonuses on top of your transfers. Instead of the usual 1:1 transfer ratio, you might get 1,300 airline miles for every 1,000 credit card points you transfer. These bonuses can dramatically reduce the number of points needed for award flights and hotel stays, making your dream trips more affordable.
Here are the hottest transfer bonuses available this month.
American Express Membership Rewards: 30% Avios Bonus
The Deal: Transfer Amex Membership Rewards points to British Airways, Aer Lingus, or Iberia at a 30% bonus through July 15, 2025.
Why It's Great: All three programs use Avios as their currency, and here's the secret sauce – you can move Avios between partner programs including Qatar Airways and Finnair. This flexibility opens up incredible redemption opportunities.
Best Uses:
- Short-haul flights in Europe: British Airways offers some of the best rates for flights under 650 miles
- Domestic US flights on American Airlines: Book short American Airlines flights for as few as 7,500 Avios
- Qatar Airways Qsuites: Use transferred Avios to book Qatar's world-renowned business class for around 70,000 Avios to many destinations
Pro Tip: With the 30% bonus, you'd only need to transfer 54,000 Amex points to book a Qatar Qsuites flight that normally costs 70,000 Avios.
Targeted Hilton Honors Bonus (Up to 30%)
Amex is also offering targeted transfer bonuses of up to 30% to Hilton Honors with no set expiration date. Check your Amex account to see if you've been selected. While hotel point transfers aren't always the best value, this bonus can work well for luxury hotel stays where you're getting significant value per point.
Chase Ultimate Rewards: Two Strong Options
Virgin Atlantic Flying Club (25% Bonus)
The Deal: 25% bonus when transferring to Virgin Atlantic through June 15, 2025.
Why It's Incredible: Virgin Atlantic's saver award rates are among the best in the business for transatlantic travel.
Sweet Spot Example:
- Normal cost: 6,000 Virgin points for economy to London
- With 25% bonus: Only need to transfer 4,800 Chase points
- That's a roundtrip flight to Europe for under 10,000 Chase points!
For business class saver awards (typically 29,000 points), you'd only need to transfer 23,200 Chase points – an outstanding deal for lie-flat seats across the Atlantic.
Air Canada Aeroplan (20% Bonus)
The Deal: 20% bonus through July 17, 2025. If you also have the Aeroplan credit card, you can get up to 30% total bonus on transfers of 50,000+ points.
Why It's Valuable: Aeroplan has over 50 airline partners and allows stopovers for just 5,000 additional points, making it perfect for complex itineraries.
Example Redemptions:
- Houston to Rio de Janeiro: 60,000 points in United Polaris business class
- New York to Abu Dhabi: 85,000 points in Etihad business class
- Seattle to Tokyo: 55,000 points in ANA business class
Citi ThankYou Rewards: Wyndham Bonus
The Deal: 25% bonus to Wyndham Rewards through June 21, 2025.
Why Consider It: While not as glamorous as airline transfers, Wyndham has solid value propositions:
- Predictable award chart with hotels in three categories
- Good coverage in smaller US cities and vacation destinations
- Ability to book Vacasa vacation rentals with points
Best Use: If you're planning a road trip or staying in destinations where Wyndham properties offer good value, this bonus can stretch your points significantly.
How to Maximize These Bonuses
1. Have a Specific Redemption in Mind
Never transfer points speculatively. These bonuses are only valuable if you have a concrete travel plan and confirmed award availability.
2. Check Award Availability First
Always search for and confirm your desired award flights or hotel stays before transferring points. Transfers are typically irreversible.
3. Do the Math
Compare the cost of booking through your credit card's travel portal versus transferring points with the bonus. Sometimes portal bookings offer better value.
4. Act Quickly
Most of these bonuses have firm end dates, and the best award availability often disappears quickly, especially for popular routes and dates.
Cards to Consider for These Programs
For Amex Bonuses:
- The Platinum Card® from American Express: 80,000 points after $8,000 spend
[[ SINGLE_CARD * {"id": "106", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Serious Points on Flights"} ]]
- American Express® Gold Card: 60,000 points after $6,000 spend
[[ SINGLE_CARD * {"id": "118", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Foodies and Travelers", "headerHint": "Generous Travel Rewards"} ]]
- The Business Platinum Card® from American Express: 150,000 points after $20,000 spend
[[ SINGLE_CARD * {"id": "2290", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Business Owners", "headerHint": "Premium Offer"} ]]
For Chase Bonuses:
- Chase Sapphire Preferred® Card: 60,000 points after $5,000 spend
[[ SINGLE_CARD * {"id": "509", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "Exceptional Travel Value"} ]]
- Chase Sapphire Reserve®: 60,000 points after $5,000 spend
[[ SINGLE_CARD * {"id": "510", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Frequent Travelers", "headerHint": "$300 Annual Travel Credit"} ]]
- Ink Business Preferred® Credit Card: 90,000 points after $8,000 spend
[[ SINGLE_CARD * {"id": "1100", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Businesses", "headerHint": "Rewards on Everyday Spending"} ]]
For Citi Bonuses:
- Citi Strata Premier℠ Card: 60,000 points after $4,000 spend
[[ SINGLE_CARD * {"id": "7783", "isExpanded": "false", "bestForCategoryId": "15", "bestForText": "Travelers", "headerHint": "Robust Rewards Program"} ]]
Bottom Line
June 2025 is shaping up to be an excellent month for maximizing your credit card rewards through transfer bonuses. The standout deals are the 30% Amex bonus to Avios partners and the 25% Chase bonus to Virgin Atlantic, both offering exceptional value.
Remember, the key to success with transfer bonuses is having a specific redemption strategy. Don't transfer points just because there's a bonus available. Instead, identify your travel goals, confirm award availability, and then take advantage of these limited-time promotions to make your points go further. With summer travel season in full swing, now is the perfect time to put these bonuses to work and turn your credit card points into unforgettable travel experiences.
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Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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