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Does Chime Take Apple Pay?
May 14, 2025
Quick Answer
Yes, Chime accepts Apple Pay. Members can add their Chime debit cards to Apple Pay for contactless payments at supported terminals.
How to Use Apple Pay at Chime
- Open the Wallet app on your iPhone and select your Chime card.
- Hold your iPhone near the contactless reader.
- Authenticate using Face ID, Touch ID, or your passcode.
Alternative Payment Methods Accepted at Chime
Chime offers a variety of alternative payment methods to cater to its members' diverse needs:
- Credit Cards: Chime Visa® Debit Card, Chime Credit Builder Secured Visa® Credit Card
- Mobile Wallets: Apple Pay™, Google Pay™, Samsung Pay™
- Cash: Deposits at Walgreens, Duane Reade, Walmart, CVS, 7-Eleven, and other retail locations
Chime Online Payment Options
Chime offers a variety of online payment options to make managing your finances easier. Here are five key options available on Chime's website or app:
- ATM Withdrawals: Withdraw up to $515 per day from over 50,000 fee-free ATMs.
- Cash Deposits: Deposit cash fee-free at Walgreens and Duane Reade locations.
- Contactless Payments: Use Apple Pay™, Google Pay™, or Samsung Pay™ for secure, contactless transactions.
- In-Network ATM Access: Access fee-free ATMs at MoneyPass, Allpoint, and Visa Plus Alliance locations.
- Out-of-Network ATM Withdrawals: Withdraw cash with a $2.50 fee per transaction, plus any operator fees.
When shopping with Chime online, use Kudos to ensure you're using the credit card that will earn you the most rewards on your purchases. Some cards offer up to 6% cash back at certain stores, maximizing your savings and benefits.
Use Kudos When You Shop Online at Chime
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- Personalized Credit Card Recommendations: Kudos automatically suggests the best credit card to use for each purchase, ensuring you earn the most rewards, points, or cash back based on your spending patterns.
- Work with Over 15,000 Stores: Kudos integrates with a wide range of retailers, allowing you to earn rewards from a large variety of stores.
- Multiply Your Rewards: With Kudos, you can multiply your rewards up to 5X during exclusive “Flash Boost” events, unlocking even more savings.
- Discover New Cards: Kudos helps you discover the best credit cards for your needs, providing personalized recommendations that align with your spending habits.
If you're looking to get more out of your credit cards, Kudos is the best free shopping app to use when you shop online. And, they're currently offering $20 back after your first eligible purchase—just sign-up for free with code "GET20" and make a purchase at a Boost merchant.
Frequently Asked Questions
Can I use Apple Pay with my Chime debit card?
Yes, Chime debit cards can be added to Apple Pay for contactless payments at supported terminals.
Are there any fees for using Apple Pay with my Chime debit card?
No, there are no additional fees for using Apple Pay with your Chime debit card for contactless payments.
Can I use Apple Pay with my Chime Credit Builder Secured Visa® Credit Card?
Yes, you can add your Chime Credit Builder Secured Visa® Credit Card to Apple Pay for contactless payments at supported terminals.
Can I use Apple Pay with my Chime debit card for online purchases?
Yes, you can use Apple Pay with your Chime debit card for online purchases at merchants that accept Apple Pay.
Supercharge Your Credit Cards
Experience smarter spending with Kudos and unlock more from your credit cards. Earn $20.00 when you sign up for Kudos with "GET20" and make an eligible Kudos Boost purchase.
Editorial Disclosure: Opinions expressed here are those of Kudos alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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